277 & 275 Hilltop St, Hudson, NC, 28638
About This Home
Spacious 4/BR, 3/BA home with additional 2/BR, 1 BA garage apartment located in Hudson, NC, situated on 0.86 acres; additional parcel of 0.2 acres located behind the home is included in the sale. The home features an open-concept living dining, kitchen, plus a laundry area, and den. Updates include a new HVAC system in 2025, recently painted walls and ceiling in bedrooms, and new kitchen range. Roof replaced in 2021; windows, electrical wiring, plumbing, and kitchen updated in the 1980s. Hardwood floors and kitchen cabinets, granite countertops, two fireplaces...in living room and den. Garage apartment was built in 2010 and is currently rented; owner asks that they not be disturbed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Construction materials: Brick Full,Block
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer/Dryer
- Laundry features: In Bathroom
Basement
- Has basement: Yes
- Basement: Apartment,Full,Interior Entry,Storage Space,Walk-Out Access,Walk-Up Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 4
Den
- Level: Main
Dining Area
- Level: Main
Features
- Total Primary Heated Living Area: 2396
- Door features: French Doors
- Window features: Insulated Windows
- Flooring: Tile,Wood
- Fireplace features: Den,Living Room,Propane,Wood Burning
- Finished area below ground: 0
- Finished area above ground: 2,396
Heating & Cooling
- Heating features: Forced Air,Heat Pump
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 2,396
- Total interior livable area: 3,076 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Accessibility
- Accessibility features: Two or More Access Exits
Details
- Parcel number: 0310113 & 03 10 1 22
- Zoning: R-1
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Patio & porch: Covered,Front Porch,Patio
Lot
- Lot size: 1 Acres
- Features: Green Area
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Driveway,Detached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Cold Wave
- Earthquake
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Caldwell County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,643 | $19,716 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $165 | $1,980 |
| Electricity | $286 | $3,437 |
| Total | $2,215 | $26,580 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $435,000 |
For Sale by Agent
View on Zillow