197 White Horse Loop, Bozeman, MT, 59718
About This Home
Some homes ask you choose between luxury and location. This home built in 2024 refuses to comprise. Set high above the fairways of Black Bull golf course and pointed at the stunning peaks of the Spanish Peaks mountains, this White Horse subdivision master piece is sure to please. This custom home by Radick and Company and Lyric Architects combines the stunning placement and functional layout for a true retreat. With just over 1/3 of an acre, this 3157+/- sq ft home offers 5 bed rooms, 4 baths, and an abundance of light. With vaulted ceilings and south facing views the home offers an indoor outdoor lifestyle with a 685+/- sq ft deck. The main level offers over 1900+/- sq ft with the primary bedroom and a second bedroom/office. This home offers so many upgrades throughout from GE Cafe appliances, waterfall countertops, toe kick under cab kitchen and primary bath lighting, microwave drawer, floating shelves, Marvin windows and doors, custom interior metal handrails, remote blinds package, and hot tub. The upper level features two bedrooms and third bedroom or bonus room. The home is complete with a complete solar package, AC, 3 car 930 +/- sq ft heated garage, fenced yard, and custom dog wash.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Features
- Flooring: Laminate,Partially Carpeted,Tile
- Finished area above ground: 3,157
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Solar
- Cooling features: Central Air
Interior Area
- Total structure area: 3,157
- Total interior livable area: 3,157 sqft
Property
Details
- Parcel number: RGG84956
- Zoning description: R1
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony,Covered,Deck,Porch
- Fencing: Partial
- Has view: Yes
- View description: Farmland,Mountain(s)
- Waterfront features: None
Lot
- Lot size: 0.35 Acres
Parking
- Total spaces: 3
- Parking features: Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Winter Weather
- Hail
- Earthquake
- Inland Flooding
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Gallatin County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance | $414 | $4,968 |
| Property Taxes | $802 | $9,624 |
| Electricity | $216 | $2,601 |
| Total | $10,280 | $123,360 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $1,750,000 |
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