See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3490 Courthouse Rd, Palmyra, VA, 22963

4beds
3baths
2,110sqft
$467,791
$222price/sqft
$2,993/moest. monthly cost
$119,720/yrincome needed

About This Home

NEARING COMPLETION! (5/2) The popular Wallace floor plan has been updated with a new layout on both levels! New open kitchen layout with 2x7 island and walk in pantry open to the great room with extra LED lights. Kitchen with granite, pendant lights, Tier 2 42" cabinets, stainless appliances, Dining Room and Foyer trim package, Laminate flooring on the entire 1st floor, Oak stairs, Tray ceiling with fan in the primary bedroom, 4' shower with glass door, double bowl vanity, upgraded interior doors, LED lights in all bedrooms, convenient 2nd floor laundry room and pull down attic stairs. Exterior upgrades include 10x18 rear deck, black windows with wide window trim on front elevation, black gutters, shake siding above front door, upgraded stain grade front porch columns, wrought iron front porch railings, and side load garage. Photos are similar. Ask about saving up to $7,500 in seller paid closing costs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

5/10
Carrysbrook ElementaryGrades 3-42.8 mi
6/10
Fluvanna MiddleGrades 5-73.8 mi
5/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Second

Bedroom3

  • Level: Third

Bedroom4

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Features

  • Eat-in Kitchen,Granite Counters,Kitchen Island,Pantry
  • Flooring: Carpet,Laminate,Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 2,110

Foyer

  • Level: First

Great Room

  • Level: First

Half Bath

  • Level: First

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,110 sqft

Kitchen

  • Level: First

Laundry

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Second

Property

Details

  • Parcel number: 31 A 93
  • Special condition: Corporate Listing

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Rear Porch,Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Unpaved Driveway
  • Fencing: None

Lot

  • Lot size: 2.35 Acres

Parking

  • Parking features: Driveway,Unpaved
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,365$28,380
Home Insurance *$172$2,064
Property Taxes $253$3,036
Electricity $203$2,438
Total$2,993$35,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,617/yr
40% on housing$89,790/yr
45% on housing$79,813/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 22963$204
Fluvanna County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 22963$192
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-03Pending sale$467,791
2026-05-08Listed for sale$467,791

New Construction

AgentMichael Grogan
BrokerageHoward Hanna William E Wood

Similar Homes