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4732 Highway 65, Pelham, GA, 31779

2beds
1baths
1,240sqft
$59,900
$48price/sqft
$613/moest. monthly cost
$24,520/yrincome needed

About This Home

This 1.247-acre parcel in Pelham, GA, offers a rare blend of rural charm and potential for modern living. The land is set on a quiet, tree-lined site with mature trees providing natural shade, privacy, and year-round beauty. The existing old home can be restored to create a custom residence or demolished to build a new structure, or mobile home, tailored to your design! This property has a private well and septic tank in place. Call today for a showing!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Needs Restoring,Fixer
  • Year built: 1940

Materials

  • Foundation: Crawl Space
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,240
  • Total interior livable area: 1,240 sqft

Property

Features

  • Levels: One
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 1.25 Acres
  • Features: Grass,Mature Plantings,Space for Expansion,Countryside,Secluded

Parking

  • Parking features: Dirt Drive
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Hurricane
Lightning
Strong Wind
Cold Wave
Heat Wave
Winter Weather

FEMA Declared Disasters Across Georgia Counties

Hurricane
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $302$3,624
Home Insurance *$39$468
Property Taxes $53$636
Electricity $219$2,637
Total$613$7,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,017/yr
40% on housing$18,390/yr
45% on housing$16,346/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$48This listing

vs Other Active Listings

Avg $/sqft

ZIP 31779$84
Mitchell County$78

vs Homes Sold Last Month

Median $/sqft

ZIP 31779
Mitchell County$113

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$59,900

For Sale by Agent

AgentAmanda Lovett
BrokerageJanice Smith Realty, LLC

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