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3795 E Scenic Highway 98 #10E, Destin, FL, 32541

3beds
2baths
1,557sqft
$468,000
$301price/sqft
$2,864/moest. monthly cost
$114,560/yrincome needed

About This Home

Rare opportunity to own a spacious 3-bedroom, 2-bath condo in Chateau La Mer, one of Destin's more desirable beachside communities. Located on Scenic Highway 98, Unit 10E offers approximately 1,557 square feet of beautifully living space with vaulted ceilings, tile flooring throughout, and a bright open floor plan. Just steps from the sugar-white sands and emerald waters of the Gulf. Owners enjoy deeded beach access with over 215 feet of private shoreline, along with resort-style amenities including a heated pool, tennis and pickleball courts, clubhouse. Short-term rentals are allowed, making this an excellent investment. Rental income gross approximately $50K annually opportunity, second home, or full-time residence. Conveniently located near popular restaurants including Captain Dave's On the Gulf and Pompano Joe's Seafood House, as well as shopping, golf, and all the attractions of the Emerald Coast. Experience the ultimate beach lifestyle in this turnkey condo with strong rental potential and exceptional amenities. Private beach with 215' of shoreline which as a Chateau La Mer Phase l owner you will have ownership in the beautiful beach if ever sold.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

8/10
Destin Middle SchoolGrades 5-82.1 mi
5/10
10/10
Destin Elementary SchoolGrades PK-45.8 mi

Construction

Condition

  • Property condition: Construction Complete
  • Year built: 1977

Materials

  • Roof: Shake,Roof Pitched
  • Construction materials: Frame,Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range Hood,Refrigerator,Washer,Electric Water Heater
  • Laundry features: Washer/Dryer Hookup

Bedroom

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Bedroom

  • Level: First
  • Area: 140
  • Dimensions: 14 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Area

  • Level: First
  • Area: 144
  • Dimensions: 12 x 12

Features

  • Breakfast Bar,Beamed Ceilings,Vaulted Ceiling(s),Split Bedroom
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,557
  • Total interior livable area: 1,557 sqft

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Living Room

  • Level: First
  • Area: 180
  • Dimensions: 15 x 12

Master Bedroom

  • Level: First
  • Area: 210
  • Dimensions: 15 x 14

Property

Details

  • Parcel number: 002S2246500000014A

Features

  • Pool features: Heated,In Ground
  • Exterior features: Balcony,Outdoor Shower,Sprinkler System

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Strong Wind
Tsunami

FEMA Declared Disasters in Okaloosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,366$28,392
Home Insurance *$71$852
Property Taxes $230$2,760
Electricity $197$2,366
Total$2,864$34,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,194/yr
40% on housing$85,920/yr
45% on housing$76,373/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.8%
15.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.1%
0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 32541$411
Okaloosa County$262

vs Homes Sold Last Month

Median $/sqft

ZIP 32541$401
Okaloosa County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$529,000

For Sale by Agent

AgentKevin Granberry
BrokerageRE/MAX by the Sea

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