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19177 Harbour Tree Ct #38J, North Fort Myers, FL, 33903

2beds
2baths
0sqft
$20,000
--price/sqft
$327/moest. monthly cost
$13,080/yrincome needed

About This Home

Cute as a button and move-in ready! Just bring your toothbrush to this charming 2-bedroom, 2-bath home offering over 1,300 sq. ft. of living space plus a spacious lanai. This home comes fully furnished and features a new stove, new dishwasher, water purifying system, H2O Leaf Home system, 2024 shingle roof, and 2025 vapor barrier. Leased Land, you own the home and lease the land for only 1384 a month. Less than a 2-bedroom apartment. age-restricted community, 40 and older. Must qualify. Located in a desirable age-restricted community loaded with amenities, including a pool, bocce, tennis, clubhouse, restaurant, softball, clubs, dances, women's club, men's club, and so much more. Golf cart is negotiable. Don't pass this one up-schedule your showing today!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Microwave,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central,Wall/Window Unit(s)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 1107

Features

  • Patio & porch: Screened Porch
  • Has view: Yes
  • View description: Pond,Street
  • Has water view: Yes
  • Water view: Pond
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 1,440 sqft
  • Features: Cul de Sac

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $101$1,212
Home Insurance *$16$192
Property Taxes $13$156
Electricity $197$2,366
Total$327$3,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$11,211/yr
40% on housing$9,810/yr
45% on housing$8,720/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33903$92
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33903$198
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$33,000

For Sale by Agent

AgentSheila Cook
BrokerageHomes in Paradise SWFL

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