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97 Thurlow Road, Twisp, WA, 98856

1beds
2baths
3,145sqft
$989,000
$314price/sqft
$6,250/moest. monthly cost
$250,000/yrincome needed

About This Home

One-of-a-kind 3-story contemporary barn is a remarkable blend of utility and luxury. Set on 20 scenic acres, this nearly 4000sf architectural marvel has everything and more! Includes spacious 1BR residence with gourmet kitchen, soapstone countertops, custom-tiled bath with walk-in glass shower, Morso woodstove, acacia flooring and 2 weather-protected balconies with unstoppable views of snowcapped peaks and neighboring ranches. There are separate workout rooms for yoga and weight-training, a covered porch for post-workout relaxation, private office, utility room and workshop, wine cellar and super cool drive-thru garage fitted with 240V electric car charging, floor drains, gallery lighting, and large enough for your Airstream, horse trailer or both! Equestrians will love the tack room, grooming station with hot and cold water, 3 fully fitted stalls, and multiple corrals. Senior water rights, three-rail wood fencing, installed irrigation system and an invisible fence are all in place to transform the sun-filled yard into your garden oasis or agricultural venture. Explore acres of adjoining public land on foot or horseback via private trail easement. With easy wintertime access, this special property is well-situated for year-round recreation at the Loup, a trip to the Farmer's market or a visit to one of Twisp's many restaurants, shops or artisan workshops. Two adjoining 20-acre parcels in alfalfa production are also available for purchase. You must see it to believe it!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

5/10
8/10

Construction

Condition

  • Property condition: Very Good
  • Year built: 2015

Materials

  • Foundation: Poured Concrete,Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Notable Dates

  • Major remodel year: 2015

Other

  • Builder name: A.J. Brown Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tri-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: On Demand Propane

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Three Quarter

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Ceiling Fan(s)
  • Window features: Dbl Pane/Storm Window
  • Flooring: Ceramic Tile,Granite,Hardwood,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Radiant,Stove/Free Standing,Electric,Propane
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 3,145
  • Total interior livable area: 3,145 sqft

Kitchen With Eating Space

  • Level: Second

Master Bedroom

  • Level: Second

Other

  • Level: Main

Other

  • Level: Lower

Other

  • Level: Main

Rec Room

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 3322351008
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dbl Pane/Storm Window,Fireplace,Vaulted Ceiling(s),Water Heater,Wine Cellar
  • Has view: Yes
  • Topography of land: Equestrian,Partial Slope
  • Residential vegetation: Fruit Trees,Garden Space,Pasture

Lot

  • Lot size: 20.19 Acres
  • Features: Adjacent to Public Land,Barn,Deck,Electric Car Charging,Fenced-Partially,High Speed Internet,Irrigation,Propane,Shop,Sprinkler System,Stable

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Lightning
Winter Weather
Avalanche
Cold Wave
Earthquake
Hail
Heat Wave
Landslide

FEMA Declared Disasters in Okanogan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,000$60,000
Home Insurance *$508$6,096
Property Taxes $527$6,324
Electricity $215$2,581
Total$6,250$75,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$214,285/yr
40% on housing$187,500/yr
45% on housing$166,666/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.7%
14.7%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$314This listing

vs Other Active Listings

Avg $/sqft

ZIP 98856$271
Okanogan County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 98856
Okanogan County$233

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Listed for sale$1,150,000

For Sale by Agent

AgentChris Rogers
BrokerageMountain to River Realty LLC

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