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5000 Waterfront Rd #126, Kerens, TX, 75144

2beds
1baths
390sqft
$375,000
$962price/sqft
$3,043/moest. monthly cost
$121,720/yrincome needed

About This Home

This waterfront property is charming. 2 bedroom, 1 bathroom tiny home that lives much larger than it looks. From the moment you walk in, the home feels warm, inviting, and full of character with a cozy layout designed to maximize every inch of space. Enjoy stunning lake views right from inside the home, with the upstairs bedroom offering the perfect peaceful view of the water. Double doors open to a covered patio where you can relax, entertain, and take in the amazing scenery. The covered deck features beautiful cedar ceilings, creating the perfect outdoor retreat for gatherings with family and friends. The home is equipped with split unit HVAC heating and cooling that can be conveniently managed from your phone, along with electric shades for added comfort and ease. Outside, the property continues to impress with a private boat dock, two jet ski lifts, fish feeder, 8x14 shed, and a spider system servicing the dock, shed, and tiny home. Located in a welcoming community with incredible amenities including a community pool, clubhouse with showers, laundry room, outdoor kitchen, internet, vending machines, an additional boat dock, and endless Airbnb potential. Whether you are looking for a weekend getaway, investment property, or full time lake living, this one offers the perfect opportunity.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Kerens SchoolGrades PK-129.1 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Traditional
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven
  • Laundry features: Stacked

Bedroom

  • Level: Second
  • Dimensions: 13 x 15

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Cedar Closet(s),Eat-in Kitchen,High Speed Internet,Open Floorplan,Cable TV
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total interior livable area: 390 sqft

Kitchen

  • Level: First
  • Dimensions: 12 x 6

Living Room

  • Level: First
  • Dimensions: 12 x 8

Master Bedroom

  • Level: First
  • Dimensions: 13 x 12

Property

Details

  • Parcel number: 111846

Features

  • Levels: One and One Half
  • Pool features: None,Community
  • Fencing: None
  • On waterfront: Yes
  • Waterfront features: Boat Dock/Slip,Lake Front

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard,Lawn

Parking

  • Parking features: Driveway,Guest,RV Access/Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Ice Storm
Lightning
Strong Wind
Drought
Heat Wave
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$581$6,972
Property Taxes $328$3,936
Electricity $238$2,859
Total$3,043$36,516
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,331/yr
40% on housing$91,290/yr
45% on housing$81,146/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -5.0%
-5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$962This listing

vs Other Active Listings

Avg $/sqft

ZIP 75144$370
Navarro County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 75144$131
Navarro County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$400,000

For Sale by Agent

AgentCameron Butler
BrokerageRealty Of America, LLC

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