See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7134 Forty Banks Rd #0, Saint Cloud, FL, 34773

2beds
2baths
1,316sqft
$220,000
$167price/sqft
$1,535/moest. monthly cost
$61,400/yrincome needed

About This Home

Welcome to quiet living in desirable Ashley Park in Beautiful Harmony. This hidden gem offers beautifully landscaped grounds, and the added benefit of so many wonderful community amenities including, the 18-hole Harmony Golf Preserve, over 12 miles of trails, two community pools, dog parks, a town square with shops and restaurants, and top-rated schools. Lovingly maintained 2-bedroom, 2-bath home features a spacious, thoughtfully designed floor plan on the 2nd floor with an attached garage on the 1st floor. Inside, you’ll find wood laminate flooring throughout. The Large kitchen boasts tons of countertop space and a huge pantry! The expansive great room offers flexible space for both dining and living areas perfect for relaxing or entertaining. Sliding glass doors open to 2 balconies ideal for letting in morning air or evening breezes. The spacious primary suite features an en suite bath with walk-in shower & generous walk-in closet. A split-bedroom layout provides added privacy, with a secondary bedroom and additional full bath with tub and Inside Laundry Room. Don’t miss this opportunity to make your home in one of Osceola County’s most charming communities!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Harmony Community SchoolGrades PK-50.8 mi
6/10
Middle School AAGrades 6-80.6 mi
5/10
Harmony High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Second
  • Area: 80
  • Dimensions: 10x8

Features

  • Ceiling Fan(s),High Ceilings,Living Room/Dining Room Combo,Open Floorplan,Split Bedroom
  • Door features: Sliding Doors
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,549
  • Total interior livable area: 1,316 sqft

Kitchen

  • Level: Second
  • Area: 128
  • Dimensions: 16x8

Living Room

  • Level: Second
  • Area: 240
  • Dimensions: 16x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 30263225690001037A
  • Zoning: CONDO
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Private Entrance,Sidewalk
  • Residential vegetation: Mature Landscaping,Trees/Landscaped,Wooded

Lot

  • Lot size: 3,350 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Lightning
Wildfire
Hurricane
Inland Flooding
Tornado

FEMA Declared Disasters in Osceola County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$87$1,044
Property Taxes $139$1,668
Electricity $197$2,366
Total$1,535$18,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,628/yr
40% on housing$46,050/yr
45% on housing$40,933/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 34773$185
Osceola County$185

vs Homes Sold Last Month

Median $/sqft

ZIP 34773$188
Osceola County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$220,000

For Sale by Agent

AgentKelly Foster
BrokerageFLORIDA LUX LISTINGS, LLC

Similar Homes