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37 McGilvery Dr, Byhalia, MS, 38611

4beds
2baths
1,610sqft
$286,990
$178price/sqft
$1,989/moest. monthly cost
$79,560/yrincome needed

About This Home

Homesite 34, the Harper plan in Chickasaw Trails is available now! Explore the Harper floorplan, a beautiful new construction home located in Chickasaw Trails, Byhalia, Mississippi. This 4-bedroom, 2-bathroom residence offers 1,665 square feet of stylish living space, merging modern convenience with timeless elegance, featuring granite and Revwood vinyl floors throughout. As you enter, an inviting foyer welcomes you into the heart of the home. The open-concept design connects the living room, dining area, and kitchen, making it perfect for entertaining. The spacious living room is filled with natural light from large windows that frame lovely views of the surrounding landscape, providing an ideal setting for relaxation and gatherings. The chef's kitchen shines with granite countertops, sleek stainless steel appliances, and an expansive island with a breakfast bar, catering to all your culinary needs, whether for a casual meal or formal dinner. The four generously sized bedrooms accommodate various lifestyles. The primary suite serves as a serene retreat, complete with a private ensuite bathroom featuring dual sinks, a separate shower, and a walk-in closet. The other three bedrooms share a well-appointed bathroom, simplifying morning routines. Please note that pictures, photographs, colors, features, and sizes are for illustration purposes only and may differ from the homes as they are constructed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

3/10
5/10
Byhalia High SchoolGrades 9-125.8 mi
4/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Interior Area

  • Total interior livable area: 1,610 sqft

Property

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Marshall County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,451$17,412
Home Insurance *$203$2,436
Property Taxes $143$1,716
Electricity $192$2,304
Total$1,989$23,868
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,194/yr
40% on housing$59,670/yr
45% on housing$53,040/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -8.5%
-8.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 38611$171
Marshall County$142

vs Homes Sold Last Month

Median $/sqft

ZIP 38611$174
Marshall County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$286,990

New Construction Spec

BrokerageD.R. Horton

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