See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

55 Elizabeth St, China Grove, NC, 28023

5beds
4baths
2,701sqft
$499,900
$185price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

Home is now complete. Custom Modern Farmhouse with Craftsman influences tucked on a quiet street. This beautifully designed home offers a bright, open floor plan ideal for both everyday living & elegant entertaining. Featuring 5 spacious bedrooms plus a bonus room/office. The layout provides exceptional flexibility for modern lifestyles. At the heart of the home is a stunning gourmet kitchen with an oversized quartz island, stainless steel appliances, tile backsplash, and pantry—perfect for gathering and entertaining. The spacious Den filled with natural light & luxury LVP flooring creates a warm yet sophisticated living space. Throughout the home find luxury LVP flooring, & stylish tile finishes that add both beauty and durability. Step outside to 250 square feet of Deck space, ideal for outdoor dining, relaxing, or entertaining guests. The main-level primary suite offers a private retreat with His & Her closets and spa-like comfort in the main bath with walk-in tiled shower & dual vanities. A 2-car garage with double driveway provides ample parking and storage, while the welcoming covered front porch adds classic charm. Crawlspace has an area for extra storage. The drop zone when you walk in from the garage is a great feature. Yard is deep in the back and goes into the woods. Builder feels would have enough room to add a pool. (Please onfirm with county.) Located in the quaint town of China Grove, just minutes to Highways 150, 152, I-85, & 29, and conveniently positioned between Kannapolis, Concord, and Mooresville. Enjoy nearby parks, the Y with indoor pool & fitness facilities, and The Warrior Golf Course just 5 minutes away. Downtown China Grove in 3 minutes with local restaurants, brewery & shops. Wonderful schools with China Grove Elementary, China Grove Middle & South Rowan High. Designed for gathering, entertaining, and comfortable luxury living, this exceptional home truly stands apart. (This home is partially staged & also virtually staged.)

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
2/10
3/10
South Rowan High SchoolGrades 9-121.3 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Area

  • Level: Main

Features

  • Attic Other,Kitchen Island,Open Floorplan,Pantry
  • Flooring: Vinyl
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 2,701

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,701
  • Total interior livable area: 2,701 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 118D142
  • Zoning: RT
  • Special condition: Standard
  • Exclusions: Staging materials do not stay.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Front Porch

Lot

  • Lot size: 0.54 Acres
  • Features: Cleared
  • Lot size dimensions: 178 x 162 x 102 x 210

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Rowan County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance *$196$2,352
Property Taxes $279$3,348
Electricity $251$3,018
Total$3,253$39,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.7%
13.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 6.8%
6.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28023$149
Rowan County$158

vs Homes Sold Last Month

Median $/sqft

ZIP 28023$213
Rowan County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$539,900

New Construction

AgentTina Byrne
BrokerageByrne Properties, Inc.

Similar Homes