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185 Clifftop Dr, Hendersonville, TN, 37075

4beds
3baths
4,163sqft
$1,050,000
$252price/sqft
$6,417/moest. monthly cost
$256,680/yrincome needed

About This Home

Nestled on a peaceful dead-end street with scenic lake views, this stunning 2-story colonial home on 2 acres offers space, charm and thoughtful upgrades throughout. This property blends timeless character with modern comfort. The 4,163 square feet includes 4 bedrooms, 3 baths, 3 living rooms that could become an office, 1 dining room with wide planked hardwood floors, pool and detached garage and 4 fireplaces. Whether you want to relax on the covered porch swing, swim in the pool or tinker in the 3 car detached garage, this home is a haven. The brick floors and fireplaces add character you cannot find in new homes. Other additions included an updated roof, pool liner, kitchen, master bath and plantation shutters throughout the property

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
8/10
7/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Double Oven,Built-In Gas Range,Dishwasher,Disposal,Dryer,Freezer,Microwave,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial

Bedroom1

  • Features: Full Bath
  • Level: Full Bath
  • Area: 273
  • Dimensions: 13x21

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Walk-In Closet(s)
  • Area: 154
  • Dimensions: 14x11

Bedroom3

  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Area: 130
  • Dimensions: 13x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 1

Den

  • Features: Separate
  • Level: Separate
  • Area: 342
  • Dimensions: 19x18

Dining Room

  • Features: Formal
  • Level: Formal
  • Area: 182
  • Dimensions: 14x13

Features

  • Built-in Features,Ceiling Fan(s),Entrance Foyer,Extra Closets,Pantry,Smart Light(s),Wet Bar
  • Flooring: Carpet,Wood,Other,Tile
  • Number of fireplaces: 4
  • Fireplace features: Den,Gas,Living Room,Recreation Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 4,163

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,163
  • Total interior livable area: 4,163 sqft

Kitchen

  • Features: Eat-in Kitchen
  • Level: Eat-in Kitchen
  • Area: 475
  • Dimensions: 19x25

Living Room

  • Features: Combination
  • Level: Combination
  • Area: 528
  • Dimensions: 22x24

Master Bathroom

  • Features: Suite
  • Level: Suite

Other

  • Features: Office
  • Level: Office
  • Area: 286
  • Dimensions: 13x22

Property

Details

  • Parcel number: 164E A 01300 000
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Patio,Covered,Porch
  • Exterior features: Smart Light(s)
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Topography of land: Sloped

Lot

  • Lot size: 2 Acres
  • Features: Sloped

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Detached,Aggregate,Circular Driveway,Driveway,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind
Winter Weather
Earthquake
Hail
Heat Wave

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance $368$4,416
Property Taxes $402$4,824
Electricity $338$4,058
Total$6,417$77,004

Income You'd Need if You Spent...

35% on housing$220,011/yr
40% on housing$192,510/yr
45% on housing$171,120/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 37075$236
Sumner County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 37075$231
Sumner County$228

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$1,050,000

For Sale by Agent

AgentPhil Hopewell
BrokerageResultsMLS Realtors

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