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578 Black Bear Rd, Naples, FL, 34113

3beds
2baths
0sqft
$214,900
--price/sqft
$1,548/moest. monthly cost
$61,920/yrincome needed

About This Home

Your new home is waiting for you!! This spacious 3-bedroom, 2 Bath Jacobsen Presidential model, located on a quiet street right next to a large, tree-lined park, has 1,568 square feet of comfortable living space. The kitchen is an open concept with lots of cupboards, beautiful granite countertops, and a stand-alone pantry, and it opens to the living room, dining room, and family room. The dining room has a view to the large lanai through double sliding glass doors. Beautiful ceramic tile flows seamlessly throughout the living room, family room, kitchen, and dining room. Enjoy the privacy of a split floor plan with the master bedroom on one side of the home and the two guest bedrooms on the other. The large master bedroom features new carpet, a newly renovated bathroom with two sinks, a beautiful walk-in shower, and lots of closets. Two guest bedrooms are located on the other side of the home with new carpet and share a newly renovated guest bathroom enhanced with a beautiful walk-in shower. The inside laundry room houses a full-size washer and dryer, a cabinet, and a large sink for everyday convenience. The spacious lanai in front of the home has ceramic tile floors and windows on all three sides to enjoy the view outside. Extra storage space can be found in the large shed off the carport with built-in shelving and plenty of room. Welcome to Tall Oaks 55+ pet-friendly community offering a beautiful, large heated swimming pool with heated spa, tennis and pickleball courts, horseshoe courts, and shuffleboard courts. The spacious clubhouse includes a library for all residents to enjoy, and there is even a fishing pier for the anglers! Call, text, or email me for more information or to schedule an appointment to personally view this home. All listing information is deemed reliable but not guaranteed and should be independently verified by appropriate professionals through personal inspection. Our company does not and cannot guarantee or warrant the accuracy of this information or the condition of this property. Measurements are approximate. The buyer assumes full responsibility for obtaining all current rates of lot rent, fees, and pass-on costs. Additionally, the buyer is responsible for obtaining all rules, regulations, pet policies, etc., associated with the community, park, or home from the community/park manager. Our company is not responsible for quoting said fees or policies.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Manatee Elementary SchoolGrades PK-52.7 mi
7/10
Manatee Middle SchoolGrades 6-82.8 mi
5/10
Lely High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 2004

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Microwave,Oven,Washer

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Tile
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open,Granite Counters

Property

Details

  • On leased land: Yes
  • Lease amount: 739

Features

  • Patio & porch: Enclosed Porch
  • Has view: Yes
  • View description: Park,Street

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Inland Flooding
Heat Wave
Wildfire
Tsunami

FEMA Declared Disasters in Collier County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$160$1,920
Property Taxes $105$1,260
Electricity $197$2,366
Total$1,548$18,576
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,074/yr
40% on housing$46,440/yr
45% on housing$41,280/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34113$378
Collier County$526

vs Homes Sold Last Month

Median $/sqft

ZIP 34113$428
Collier County$385

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-09Listed for sale$214,900

For Sale by Agent

AgentDebbie Richardson
BrokerageSunset Home Sales

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