2558 Groves Dr, Tool, TX, 75143
About This Home
Set on a beautiful waterfront homesite in The Groves at Cedar Creek Lake, this under-construction custom home offers approx. 4,370 sq ft designed for elevated, easy lake living. The main level includes a private primary suite, open living and dining areas, a spacious kitchen with prep pantry, utility room, mudroom, and guest accommodations. Upstairs adds flexible living space, additional sleeping areas, and bunk-room functionality—ideal for hosting family and friends. Imagine starting your day here—where the kitchen, dining, and living spaces all open together, and natural light pulls you toward the water. Coffee at the island, conversations that carry from room to room, and a space that feels connected without ever feeling crowded. As the doors open to the covered patio, the home extends naturally outdoors. Mornings stay quiet, evenings fill up slowly, and weekends unfold without needing a plan. Located in one of Cedar Creek Lake’s most thoughtfully designed private communities, this is a rare opportunity to own new construction on premium waterfront close to DFW.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Board & Batten Siding,Brick,Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Range,Microwave
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Split Bedrooms,Walk-In Closet(s)
- Level: First
- Dimensions: 1 x 1
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Split Bedrooms,Walk-In Closet(s)
- Level: First
- Dimensions: 1 x 1
Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Split Bedrooms,Walk-In Closet(s)
- Level: Second
- Dimensions: 1 x 1
Bedroom
- Features: Ceiling Fan(s),Split Bedrooms,Walk-In Closet(s)
- Level: Second
- Dimensions: 1 x 1
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Bonus Room
- Level: Second
- Dimensions: 1 x 1
Dining Room
- Level: First
- Dimensions: 1 x 1
Features
- Wet Bar,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Kitchen Island,Multiple Master Suites,Open Floorplan,Pantry,Vaulted Ceiling(s),Natural Woodwork,Walk-In Closet(s)
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Game Room
- Features: Built-in Features,Ceiling Fan(s),Other
- Level: First
- Dimensions: 1 x 1
Half Bath
- Level: First
- Dimensions: 1 x 1
Heating & Cooling
- Heating features: Central,Electric,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 4,370 sqft
Kitchen
- Features: Built-in Features,Butler's Pantry,Eat-in Kitchen,Kitchen Island,Stone Counters,Walk-In Pantry
- Level: First
- Dimensions: 1 x 1
Laundry
- Features: Built-in Features,Stone Counters,Utility Sink
- Level: First
- Dimensions: 1 x 1
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 1 x 1
Master Bathroom
- Features: Built-in Features,Dual Sinks,En Suite Bathroom,Linen Closet,Stone Counters,Separate Shower
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Dimensions: 1 x 1
Other
- Features: Built-in Features,En Suite Bathroom,Stone Counters
- Level: First
- Dimensions: 1 x 1
Other
- Features: Built-in Features,En Suite Bathroom,Stone Counters
- Level: First
- Dimensions: 1 x 1
Other
- Features: Built-in Features,En Suite Bathroom,Stone Counters
- Level: Second
- Dimensions: 1 x 1
Other
- Level: Second
- Dimensions: 1 x 1
Property
Details
- Parcel number: 200003998
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Patio & porch: Patio,Covered
- Exterior features: Lighting,Outdoor Living Area,Rain Gutters
- Has view: Yes
- View description: Water
- Has water view: Yes
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
Lot
- Lot size: 0.57 Acres
- Features: Back Yard,Interior Lot,Lawn,Landscaped,Subdivision,Sprinkler System,Few Trees,Waterfront,Retaining Wall
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hail
- Inland Flooding
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $15,650 | $187,800 |
| Home Insurance * | $2,459 | $29,508 |
| Property Taxes | $3,842 | $46,104 |
| Electricity | $479 | $5,758 |
| Total | $22,430 | $269,160 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $3,095,000 |
New Construction
View on Zillow