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560 Riverdale Dr, Oakland, TN, 38060

4beds
3baths
2,506sqft
$435,990
$174price/sqft
$2,770/moest. monthly cost
$110,800/yrincome needed

About This Home

Home features 4 Bedrooms, 3 baths, 3 Car Garage, walk-in closet in primary, open floor plan, and covered back porch. Beautiful, all new community. Riverwood Gardens - Ready July 2025. Up to $10,000 closing costs paid with Special Below Market Rate through DHI Mortgage. Includes blinds, SmartHome package, gas range, microwave, dishwasher, and refrigerator! Community pool, lakes, pickleball courts & dog park!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
Oakland Elementary SchoolGrades PK-51.2 mi
4/10
West Junior High SchoolGrades 6-82.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: D.R. Horton - Memphis

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Vent Hood/Exhaust Fan,Gas Cooktop,Disposal,Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 132

Bedroom3

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 132

Bedroom4

  • Features: Carpet,Shared Bath
  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Separate Dining Room
  • Area: 132

Features

  • All Bedrooms Down,Primary Down,Split Bedroom Plan,Double Vanity Bath,Full Bath Down,Textured Ceiling,High Ceilings,Cable Wired,Living Room,Dining Room,Kitchen,Primary Bedroom,2nd Bedroom,3rd Bedroom,4th of More Bedrooms,2 or More Baths,Laundry Room,Square Feet Source: Floor Plans (Builder/Architecture)
  • Door features: Steel Insulated Door(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Wood Laminate Floors,Part Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Living Room,Blower Fan,Glass Doors
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Fireplace Blower
  • Cooling features: 220 Wiring,Central Air

Interior Area

  • Total interior livable area: 2,506 sqft

Kitchen

  • Features: Pantry,Kitchen Island
  • Area: 180

Living Room

  • Features: Separate Living Room
  • Area: 323

Master Bathroom

  • Features: Double Vanity,Separate Shower,Full Bath

Master Bedroom

  • Features: Carpet,Walk-In Closet(s)
  • Level: First
  • Area: 323

Property

Features

  • Stories: 1
  • Pool features: Community,Neighborhood
  • Patio & porch: Patio,Covered Patio
  • Exterior features: Sidewalks

Lot

  • Lot size: 0.34 Acres
  • Features: Level,Landscaped,Professionally Landscaped
  • Lot size dimensions: .34

Parking

  • Total spaces: 3
  • Parking features: Driveway/Pad,Garage Faces Front
  • Has garage: Yes
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Lightning
Ice Storm
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,204$26,448
Home Insurance $244$2,928
Property Taxes $119$1,428
Electricity $203$2,443
Total$2,770$33,240

Income You'd Need if You Spent...

35% on housing$94,971/yr
40% on housing$83,100/yr
45% on housing$73,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$163
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-10Listed for sale$435,990

New Construction

AgentAmber Poe
BrokerageD R Horton Memphis

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