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196 Houston St, Simsboro, LA, 71275

2beds
2baths
2,030sqft
$245,000
$121price/sqft
$1,550/moest. monthly cost
$62,000/yrincome needed

About This Home

You just have to see it to appreciate all the extra. Open concept living and kitchen with custom maple cabinets. Office area off the kitchen and master is large enough to add a closet for a third bedroom if desired. Large closets with built-ins in the master and second bedroom with a large walk-in shower in the bathroom next to the second bedroom. Very large storage room with built-ins the two-car garage. Large sunroom in the back. about 1/2-acre lot with an open field in the back. Custom tile in both bathrooms and the kitchen. Washer and dryer with large folding area with drawers under it in the master bath. there is a beautiful stone and cedar feature wall with a hearth, cedar mantel and Ben Franklin fireplace in the master bedroom with a tv connections above it.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Simsboro High SchoolGrades PK-120.6 mi

Construction

Condition

  • Year built: 2006

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Interior Area

  • Total interior livable area: 2,030 sqft

Property

Features

  • Exterior features: Wood products,Brick

Lot

  • Lot size: 0.50 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Heat Wave
Tornado
Hail
Lightning

FEMA Declared Disasters Across Louisiana Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$66$792
Property Taxes $93$1,116
Electricity $153$1,841
Total$1,550$18,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$53,142/yr
40% on housing$46,500/yr
45% on housing$41,333/yr

Louisiana FAIR Plan Programs

Louisiana Citizens Property Insurance Corporation

Covered
WildfireWildfire
Visit Website →

Louisiana Citizens Property Insurance Corporation - Coastal Plan

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 151,075Commercial: 10,572
Total Premiums$518.28M
Total Exposure$41.71B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 5.3%
5.3%
0%15.0%
Property Taxes Growth Rate2-year average: -3.4%
-3.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 71275$101
Lincoln Parish$152

vs Homes Sold Last Month

Median $/sqft

ZIP 71275$232
Lincoln Parish$140

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$245,000

For Sale by Owner

AgentJanice King

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