831 I.b. Maynard St, Spencer, TN, 38585
About This Home
Welcome to this newly finished custom-built home on approximately 12.9 wooded acres in beautiful Van Buren County. This metal-sided, metal-roofed 4-bedroom, 2.5-bath home offers over 2,800 sq ft of covered wraparound concrete patio perfect for enjoying the peaceful surroundings. The custom kitchen features a massive gas range/oven, overhead hood, pot-filler faucet, large island, stone countertops, beaten-copper sink, and walk-in pantry. A bonus shelter/ vault room includes reinforced concrete and rebar walls, steel ceiling reinforcement, a removable ballistic glass window, and built-in cabinetry with a fireplace. The primary suite offers his-and-her closets, dual vanities, and a luxury walk in shower with a freestanding tub. Detached 2-car garage and shed. Minutes from public schools and only 13 miles from Tennessee's largest state park, Fall Creek Falls State Park. This centrally located Tennessee home is waiting for you!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Metal
- Construction materials: Metal Siding,Frame,Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Refrigerator,Gas Range,Microwave,Range Hood,Washer,Dryer,Freezer,Gas Water Heater
- Laundry features: Main Level
Bedroom2
- Level: Upper
- Area: 136.9444
Bedroom3
- Level: Upper
- Area: 137.8889
Bedroom4
- Level: Upper
- Area: 142.7917
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Central Air
Dining Room
- Level: Main
Family Room
- Level: Upper
- Area: 267.3403
Features
- New Paint,Ceiling Fan(s),Walk-In Closet(s)
- Window features: Double Pane Windows
- Fireplace features: Wood Burning Stove
- Fireplace: Yes
Interior Area
- Total structure area: 2,546
- Total interior livable area: 2,546 sqft
Kitchen
- Level: Main
- Area: 626.1111
Living Room
- Level: Main
- Area: 331.7014
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 007.01
Features
- Levels: Two
- Patio & porch: Covered,Patio
- Exterior features: Other
Lot
- Lot size: 12.90 Acres
- Features: Wooded,Trees
- Lot size dimensions: IRR
Parking
- Total spaces: 2
- Parking features: Detached,Garage
- Has garage: Yes
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,640 | $43,680 |
| Home Insurance | $574 | $6,888 |
| Property Taxes | $263 | $3,156 |
| Electricity | $206 | $2,482 |
| Total | $4,683 | $56,196 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Listed for sale | $746,000 |
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