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LOT 5 Bearclaw Ests, Berkeley Springs, WV, 25411

3beds
2baths
1,817sqft
$513,670
$283price/sqft
$3,162/moest. monthly cost
$126,480/yrincome needed

About This Home

Construction to start soon in BearClaw Estates — an exclusive new community in Berkeley Springs, WV offering a prime location, quality construction, limited availability, and private 2-acre homesites. Introducing “The Bellmont,” a thoughtfully designed ranch-style home situated on Lot 5 within this high-end community of only eight exclusive lots. A model home is currently under construction and available to walk through. This well-appointed floor plan features 3 bedrooms, 2 full bathrooms, a dedicated office space, and a desirable split-bedroom design. The open-concept layout seamlessly connects the kitchen, dining area, and great room, creating an ideal space for everyday living and entertaining. A gas fireplace adds warmth and character to the great room, while the kitchen is designed with granite countertops, luxury vinyl plank flooring, and a gas stove. A full unfinished basement provides ample storage space or future expansion potential. Additional features include a 2-car garage, landscape package, decorative lamp post at the end of the driveway, and a Sunset Water Treatment System that conveys with the property. BearClaw Estates offers an elegant community entrance, privacy, open space, and a peaceful country setting, all just minutes from downtown Berkeley Springs. Enjoy convenient access to local dining, shopping, parks, historic charm, natural mineral springs, and the vibrant arts community. This exceptional property combines modern comfort, scenic surroundings, and the opportunity to be part of one of Berkeley Springs’ newest exclusive communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

5/10
8/10

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Permanent
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 1817

Basement

  • Has basement: Yes
  • Basement: Unfinished,Rough Bath Plumb

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Finished area above ground: 1,817

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,634
  • Total interior livable area: 1,817 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: NO TAX RECORD
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 2 Acres

Parking

  • Total spaces: 2
  • Parking features: Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Inland Flooding
Drought
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,597$31,164
Home Insurance *$206$2,472
Property Taxes $171$2,052
Electricity $188$2,258
Total$3,162$37,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,411/yr
40% on housing$94,860/yr
45% on housing$84,320/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -4.7%
-4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 25411$177
Morgan County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 25411$184
Morgan County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$563,270

New Construction

AgentBrittny Petry
BrokerageGain Realty

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