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21239 Gary Dr APT 206, Castro Valley, CA, 94546

2beds
2baths
1,393sqft
$470,000
$337price/sqft
$3,143/moest. monthly cost
$125,720/yrincome needed

About This Home

Beautifully updated condo in desirable Mesa Verde community, offering stunning bay views and a spacious, light-filled layout. This 2-bedroom, 2-bath residence features approximately 1,393 square feet of living space and has been recently painted, creating a fresh and inviting atmosphere throughout. Enjoy a well-designed floor plan with generous living and dining areas, perfect for both everyday living and entertaining. The primary bedroom features an en-suite bathroom, while both bedrooms are generously sized for comfort and flexibility. Additional highlights include an in-unit washer and dryer and a Nest system for modern, energy-efficient living. The home includes a private garage and is located within a well-maintained community offering resort-style amenities, including a pool, tennis courts, and added security for peace of mind. Ideally situated with convenient access to local shopping, dining, and commuter routes, this property combines comfort, space, and lifestyle in one exceptional offering.

Getting Around

66
WalkingSomewhat Walkable
39
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

2/10
4/10
Bret Harte Middle SchoolGrades 7-81.4 mi
5/10
Hayward High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1992

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Soaking Tub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Separate Family Room

Features

  • Breakfast Bar,Storage,Tile Counters,Bar
  • Flooring: Carpet
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,393 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 4150252463
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Entry location: Storbridge Ave
  • Pool features: Association
  • Has spa: Yes
  • Spa features: Association
  • Fencing: None
  • Has view: Yes
  • View description: Bay
  • Has water view: Yes
  • Water view: Bay

Lot

  • Lot size: 2.86 Acres
  • Features: 0-1 Unit/Acre,Close to Clubhouse,Near Public Transit

Parking

  • Total spaces: 1
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave

FEMA Declared Disasters in Alameda County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance *$72$864
Property Taxes $297$3,564
Electricity $398$4,786
Total$3,143$37,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,760/yr
40% on housing$94,290/yr
45% on housing$83,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$337This listing

vs Other Active Listings

Avg $/sqft

ZIP 94546$531
Alameda County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 94546$669
Alameda County$664

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$520,000

For Sale by Agent

AgentKris Massaro
BrokerageCircle Real Estate

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