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L4 Royal Anchorage Way, Putnam Station, NY, 12861

3beds
2baths
1,500sqft
$1,350,000
$900price/sqft
$9,236/moest. monthly cost
$369,440/yrincome needed

About This Home

NEW CONSTRUCTION - To Be Built or BUILD TO SUIT whichever comes 1st. All photo renderings are available models. Take a glimpse of this rare opportunity ... where the pristine waters of Lake George meet the private woods of the Adirondack Mountains. Attached photos show property location & boundaries as well as locations of the protected land owned by Lake George Conservancy surrounding this lot. Now's the time to diversify your stock portfolio and protect your assets with an investment in Lake George real estate. This rare piece of property is a 1+ acre lot surrounded with the peacefulness of private woods and protective borders on all sides so no one can build behind or on either side of you. Enjoy the beautiful view of Lake George as well as a deeded dock on the association boat house, allowing a boat lift and boat up to 24 feet in length. This property offers all the amenities of lake front living without the costs, taxes, restrictions & exposure of being directly on the water. The association boat house is a state-of-the-art structure with picturesque views of the ''Queen of American Lakes.'' The boat house and lakefront lot which you'll share ownership of as an association member, allows for unlimited lake front usage for relaxation, recreation and safely parking your watercraft. The association also provides shared ownership of nearly 60 acres of private land to be used for it's members. This lot, through the association's APA permit has been granted permission to build a single family home up to 2250 square feet with an additional garage structure of up to 600 sq/ft. Dig your well, tap into the community sewer system and get your beautiful Lake George home underway. This listing price is based on a 1500 sq/ft three bedroom, two bath new construction year round home displaying similar blueprints for a previously approved home in the same association. Build to suit price subject to change based on client approved plans & requirements by regulatory agency

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

8/10
Putnam Central SchoolGrades PK-63.3 mi

Construction

Condition

  • New construction: Yes

Materials

  • Construction materials: Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence,Residential

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,500

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: AC Pump

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 534600 11.854

Features

  • Exterior features: Garden,Dock
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Deeded Water Access
  • Waterbody name: Lake George

Lot

  • Lot size: 1.02 Acres
  • Features: Secluded,Views,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning

FEMA Declared Disasters in Washington County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance *$217$2,604
Property Taxes $1,946$23,352
Electricity $247$2,974
Total$9,236$110,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$316,662/yr
40% on housing$277,080/yr
45% on housing$246,293/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.7%
3.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$900This listing

vs Other Active Listings

Avg $/sqft

ZIP 12861$153
Washington County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 12861$1,055
Washington County$137

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-04Price change$1,350,000
2026-06-04Price change$850,000
2026-05-10Listed for sale$875,000

New Construction

AgentPeter C DellaRatta
BrokerageSimons Rock Realty

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