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26-28 Eureka St, Fitchburg, MA, 01420

7beds
3baths
3,514sqft
$560,000
$159price/sqft
$4,333/moest. monthly cost
$173,320/yrincome needed

About This Home

Looking for an owner-occupied multi-family or a strong investment opportunity? This 2-family home in a desirable neighborhood offers flexibility, character, and value. Both units features 2 bedrooms plus a bonus room ideal for a home office, den, guest space, or potential additional bedroom. Spacious kitchens with gas cooking, sun-filled living and dining rooms, mudrooms, separate laundry areas, and beautiful original hardwood floors add charm and functionality throughout. The 2nd floor unit extends into the finished 3rd level, offering additional living space including a primary bedroom, walk-in closet, full bathroom, and flexible area ideal for office or hobby space. Two separate driveway/parking areas, decks, and separate utilities. Heating includes FHA by oil on the 1st floor and steam/radiator heat by oil on the 2nd floor. The 2nd and 3rd floors are equipped with leased solar panels. Conveniently located less than 2 miles from Route 2 and the MBTA commuter rail. 1st Showings 5/17

Getting Around

12
WalkingCar-Dependent
26
TransitSome Transit
15
BikeSomewhat Bikeable

Schools

3/10
3/10
Memorial Middle SchoolGrades 6-81.9 mi
2/10
Fitchburg High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: 2 Family - 2 Units Up/Down

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Bulkhead,Concrete,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bathroom With Tub & Shower,Ceiling Fan(s),Walk-Up Attic,Living Room,Dining Room,Kitchen,Laundry Room,Mudroom,Office/Den
  • Window features: Screens
  • Flooring: Tile,Hardwood
  • Finished area above ground: 3,514

Heating

  • Heating features: Forced Air,Oil,Steam

Interior Area

  • Total structure area: 3,514
  • Total interior livable area: 3,514 sqft

Property

Details

  • Parcel number: 1511888
  • Zoning: RES
  • Exclusions: Washer Dryer In Second Floor Unit Excluded From Sale.
  • Foundation area: 1344

Features

  • Patio & porch: Porch
  • Exterior features: Balcony/Deck,Balcony
  • Waterfront features: Lake/Pond,1 to 2 Mile To Beach,Beach Ownership(Public)

Lot

  • Lot size: 9,401 sqft
  • Features: Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street,Paved
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Ice Storm

FEMA Declared Disasters Across Massachusetts Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$227$2,724
Property Taxes $583$6,996
Electricity $692$8,315
Total$4,333$51,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,560/yr
40% on housing$129,990/yr
45% on housing$115,546/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 01420$212
Worcester County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 01420$263
Worcester County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Listed for sale$599,900

For Sale by Agent

AgentVictoria Jeffrey
BrokerageReal Estate Exchange

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