405 3rd St SW, Towner, ND, 58788
About This Home
Welcome to this cozy home located in Towner, ND! The exterior has recently updated siding & shingles. You will love grilling in the summertime on the 16 x 8' deck located in the backyard! Inside there is updated vinyl flooring in the living room and 2 bedrooms. The living room also has access through a sliding door to another deck in the front yard. Downstairs has a bonus room, 3/4 bath and utility room. Detached 16x24 detached garage with alley access. This home would be a perfect starter home or investment property for your portfolio. Call Today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1952
Materials
- Roof: Asphalt
- Construction materials: Frame,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Refrigerator,Oven,Washer
Basement
- Area: 974
Basement
- Has basement: Yes
- Basement: Full,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
Features
- Flooring: Linoleum
- Finished area above ground: 974
Heating
- Heating features: Propane,Forced Air
Interior Area
- Total structure area: 1,948
- Total interior livable area: 974 sqft
Property
Details
- Lease amount: 0
Features
- Stories: 1
- Patio & porch: Deck
Lot
- Lot size: 7,000 sqft
Parking
- Total spaces: 1
- Parking features: Detached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Winter Weather
- Hail
- Strong Wind
- Tornado
- Wildfire
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across North Dakota Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $300 | $3,600 |
| Home Insurance | $59 | $708 |
| Property Taxes | $35 | $420 |
| Electricity | $141 | $1,698 |
| Total | $535 | $6,420 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-24 | Price change | $59,500 |
| 2026-05-11 | Listed for sale | $69,000 |
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