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Jackson Town Rd, Spruce Pine, NC, 28777

1beds
1baths
384sqft
$250,000
$651price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Tucked away in the mountains near Spruce Pine, NC, this charming cabin retreat offers privacy, serenity, and stunning natural surroundings on approximately 3.17 acres featuring beautiful ponds and peaceful mountain land. The cabin features 1 bedroom, 1 bath, and an open-concept great room designed for comfortable mountain living. The inviting front porch overlooks the ponds and picturesque property, creating a peaceful setting to unwind and enjoy the sounds of nature. Located just off the Blue Ridge Parkway near the Orchard at Altapass, this unique property offers the perfect mountain escape, vacation rental opportunity, or private retreat. Rarely do properties with this much natural beauty, water features, and mountain charm become available in such a desirable location. The adjoining main house property with 2.41 acres is also available for purchase for $330,000 - MLS #4380420, allowing buyers the option to own both properties together for the ultimate mountain getaway or multi-generational retreat for $549,000. See MLS #4372351 - Both properties will share the spring water and driveway access to the main road.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

--
Greenlee PrimaryGrades PK-24.0 mi
1/10
Harris MiddleGrades 6-85.9 mi
8/10
Mayland Early CollegeGrades 9-123.6 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Crawl Space
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Microwave
  • Laundry features: None

Bathroom Full

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Wood
  • Fireplace features: Gas,Wood Burning Stove
  • Finished area below ground: 0
  • Finished area above ground: 384

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 384
  • Total interior livable area: 384 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Primary Bedroom

  • Level: 2nd Living Quarters

Property

Details

  • Parcel number: 171900413429
  • Zoning: Res
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • On waterfront: Yes
  • Waterfront features: None,Creek,Pond,Creek/Stream

Lot

  • Lot size: 3.17 Acres
  • Features: Pond(s),Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Landslide
Tornado
Winter Weather

FEMA Declared Disasters in Mitchell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$87$1,044
Property Taxes $112$1,344
Electricity $200$2,405
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.7%
10.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 9.2%
9.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$651This listing

vs Other Active Listings

Avg $/sqft

ZIP 28777$152
Mitchell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 28777
Mitchell County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$250,000
2026-05-11Listed for sale$250,000

For Sale by Agent

AgentTami Newman
BrokerageCarolina Mountain Sales

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