See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

94 Noho Lio Rd #157, Maunaloa, HI, 96770

1beds
1baths
864sqft
$545,000
$631price/sqft
$3,914/moest. monthly cost
$156,560/yrincome needed

About This Home

Perched on Molokai's Scenic west end in the Papohaku Ranchlands, this cottage offers the ideal blend of privacy, space and proximity to some of the islands most breathtaking beaches. Kepuhi Beach is known for winter surf, Make Horse is known for its tide pools, and Papohaku Beach is known for long beach walks. This property captures the essence of relaxed island living. This cottage is a perfect starter home for a young couple or a couple scaling down in life. Inside the home features high open beach ceilings that create a bright and airy atmosphere throughout the spacious great room. The kitchen is thoughtfully designed with stylish wood cabinetry, tiled countertops, and bar seating- perfect for entertaining or casual dining. The one bedroom layout includes a convenient Jack and Jill bathroom, offering both functionality and comfort, along with washer and dryer. Laminate Floors and Ceiling fans throughout! Ample room outside to build a separate garage. Enjoy beautiful ocean views from the covered lanai, an inviting space for outdoor dining or unwinding at sunset. And additional uncovered lanai provides the perfect setting for sunbathing, star gazing, container gardening or simply soaking in the peaceful surroundings. The covered lanai could easily be screen in to enhance indoor/outdoor living area and bug free environment during evening hours. This property is a Residential CPR situated on a generous 2 acre parcel. The property has it’s own septic system and electric meter with sub-metering water. Whether you are hosting family gathering, heading out for a day of ocean activities, exploring nearby hunting areas, or cultivating your own garden, this property support a wide range of life styles. Located just a 3 minute drive or easy 10 minute bike ride down to the beaches, 5 minutes drive to Maunaloa town with a market & Post Office, 10 minute drive to the airport and only 25 minutes to Kaunakakai town. This property is a rare opportunity to own a piece of what we consider- Paradise!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

8/10
4/10
Molokai Middle SchoolGrades 7-812.1 mi
4/10
Molokai High SchoolGrades 9-1212.1 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Aluminum/Steel

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Ceiling Fan(s),Inventory,Kitchen Ware
  • Window features: Blinds

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Master Bedroom

  • Level: Ground

Property

Details

  • Parcel number: 2510061060002
  • Zoning description: Agricultural

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Lanai/Deck,Uncovered Lanai/Deck
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 2.00 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Lightning

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$686$8,232
Property Taxes $99$1,188
Electricity $374$4,497
Total$3,914$46,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,194/yr
40% on housing$117,420/yr
45% on housing$104,373/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$631This listing

vs Other Active Listings

Avg $/sqft

ZIP 96770
Maui + Kalawao County$1,278

vs Homes Sold Last Month

Median $/sqft

ZIP 96770$149
Maui + Kalawao County$796

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$545,000
2026-05-11Listed for sale$549,000

For Sale by Agent

AgentDayna E Harris RB-20019
BrokerageMolokai Vacation Properties

Similar Homes