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363 Mississippi #598, Seminary, MS, 39479

1beds
1baths
--sqft
$874,900
--price/sqft
$5,129/moest. monthly cost
$205,160/yrincome needed

About This Home

162 Acres located along Okatoma Creek in Seminary. 30 acres of pasture land that would be great for livestock, home sites or even rental cabins. 132 acres of pines and hardwoods, including some virgin oaks. This property has a long driveway and offers privacy and a peaceful setting. It's has an abundance of deer and turkey, so it's a hunter's paradise. There is a small rustic cabin on the property that is move in ready. Great for weekend getaways while you hunt, fish, or float the Okatoma. There is underground power, a water well, and access to community water. What more could you ask for?

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
6/10
Seminary Middle SchoolGrades 5-85.9 mi
6/10
Seminary High SchoolGrades 9-125.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab/Raised
  • Roof: Metal
  • Construction materials: Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Cooling

  • Cooling features: Window Unit(s)

Features

  • Fireplace
  • Flooring: Wood
  • Fireplace: Yes

Property

Features

  • Levels: One and One Half
  • Stories: 1
  • Exterior features: None
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 162 Acres
  • Features: Pasture,Wooded,50 + Acres
  • Lot size dimensions: 162 Acres

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Heat Wave
Lightning
Strong Wind
Tornado
Cold Wave
Drought
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters in Covington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,423$53,076
Home Insurance *$216$2,592
Property Taxes $298$3,576
Electricity $192$2,304
Total$5,129$61,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,851/yr
40% on housing$153,870/yr
45% on housing$136,773/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -12.1%
-12.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 39479$151
Covington County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 39479
Covington County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Listed for sale$874,900

For Sale by Agent

AgentMelissa Johnson
BrokerageEpique Realty

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