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11-13 Horace St, Malden, MA, 02148

4beds
2baths
2,358sqft
$879,000
$373price/sqft
$5,896/moest. monthly cost
$235,840/yrincome needed

About This Home

Charming and well-maintained Two Family home offering 4 rooms 2 bedrooms on the 1st floor & 7 Rooms 2 Bedrooms plus bonus rooms on 2nd floor featuring beautiful hardwood floors throughout, adding warmth, character, and timeless appeal. 8 foot nice ceilings. The functional layout provides a comfortable flow designed for everyday living. The property includes a bright and inviting eat-in kitchen. Enjoy a fully fenced-in yard off. A private driveway provides valuable off-street parking and added convenience. Ideally located just 1 minute from Oak Grove Station on the Orange Line, this home offers exceptional commuter access to Boston and surrounding communities. Close to schools, parks, shopping, and major routes. A rare opportunity combining comfort, convenience, and strong value in a desirable Malden neighborhood.

Getting Around

71
WalkingVery Walkable
76
TransitExcellent Transit
40
BikeSomewhat Bikeable

Schools

6/10
Beebe SchoolGrades K-80.7 mi
4/10
Malden High SchoolGrades 9-120.8 mi
6/10
Forestdale SchoolGrades K-81.0 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 2,358

Interior Area

  • Total structure area: 2,358
  • Total interior livable area: 2,358 sqft

Property

Details

  • Parcel number: M:010 B:071 L:110
  • Zoning: Res

Lot

  • Lot size: 3,149 sqft
  • Features: Other

Parking

  • Total spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$249$2,988
Property Taxes $739$8,868
Electricity $464$5,579
Total$5,896$70,752
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$202,148/yr
40% on housing$176,880/yr
45% on housing$157,226/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 02148$346
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02148$456
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$849,000
2026-07-10Price change$879,000
2026-05-12Listed for sale$899,000

For Sale by Agent

AgentAssunta Palomba
BrokerageMango Realty, Inc.

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