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575 White Oak Ln, Vonore, TN, 37885

4beds
3baths
1,991sqft
$340,625
$171price/sqft
$2,248/moest. monthly cost
$89,920/yrincome needed

About This Home

Experience 575 White Oak Lane at Oak Hill in Vonore, TN. The exterior of the home features a light gray color palette with gray ledge stone accents. Thoughtfully designed for modern living, this two-story home offers 1,991 square feet with 4 bedrooms and 2.5 bathrooms, combining style, flexibility, and everyday comfort. The open-concept main level features an expansive great room that flows into a modern kitchen, perfect for entertaining and gatherings. A large island with countertop seating and a spacious pantry make meal prep and storage simple, while abundant windows and patio doors fill the space with natural light. A flex room off the foyer provides versatility, ideal for a home office or formal dining area, and a centrally located powder room adds functionality. Upstairs, the primary suite includes a generous walk-in closet and private bath. Three additional bedrooms share the other full bathroom, and an upstairs laundry area adds everyday convenience. This home also has 8ft ceilings on first floor, Moen® nickel plumbing fixtures with anti-scald shower valves, Mohawk® Revwood LVP and carpet flooring, LED lighting throughout, upgraded lifetime architectural shingles, concrete rear patio, & our Home Is Connected Smart Home Package. Seller offering closing cost assistance to qualified buyers. Builder warranty included. See agent for details. Due to variations amongst computer monitors, actual colors may vary. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Photos may include digital staging. Square footage and dimensions are approximate. Buyer should conduct his or her own investigation of the present and future availability of school districts and school assignments. *Taxes are estimated. Buyer to verify all information.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

6/10
Vonore Elementary SchoolGrades PK-41.5 mi
7/10
Vonore Middle SchoolGrades 5-81.9 mi
5/10
Sequoyah High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2026

Materials

  • Construction materials: Stone,Vinyl Siding,Shingle Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range

Basement

  • Has basement: Yes
  • Basement: Slab,None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Walk-In Closet(s),Kitchen Island,Pantry
  • Window features: Windows - Vinyl,Insulated Windows
  • Flooring: Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Ceiling,Heat Pump,Zoned,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 1,991
  • Total interior livable area: 1,991 sqft

Property

Details

  • Parcel number: 00

Lot

  • Lot size: 0.25 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached,Main Level,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Lightning
Strong Wind
Tornado
Cold Wave
Hail
Ice Storm
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,722$20,664
Home Insurance $241$2,892
Property Taxes $110$1,320
Electricity $175$2,103
Total$2,248$26,976

Income You'd Need if You Spent...

35% on housing$77,074/yr
40% on housing$67,440/yr
45% on housing$59,946/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 37885$279
Monroe County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 37885
Monroe County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$340,625
2026-05-12Listed for sale$340,625

For Sale by Agent

AgentTrudy Smith
BrokerageD.R. Horton

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