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4485 OAK ARBOR Circle, Orlando, FL, 32808

2beds
3baths
1,466sqft
$250,000
$171price/sqft
$1,702/moest. monthly cost
$68,080/yrincome needed

About This Home

100% Financing and Rate Buydown Options available! Discover comfort, space, and convenience in this 2-bedroom, 2.5-bath townhome with an attached garage in a well-maintained Orlando community. Offering 1,466 square feet of living space, this home features a welcoming main living area perfect for relaxing or entertaining, a functional kitchen, dining area, and a convenient half bath downstairs. Both bedrooms are located upstairs for privacy, each with its own bathroom. Built in 1986, this home offers established charm with room to personalize. Enjoy community living with HOA perks including a sparkling pool and relaxing hot tub. If you're looking for spacious, low-maintenance living in a great location, this property is a fantastic opportunity!

Getting Around

71
WalkingVery Walkable
35
TransitSome Transit
51
BikeBikeable

Schools

5/10
3/10
6/10
Edgewater High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,466 sqft

Property

Details

  • Parcel number: 322129379904030
  • Attached to another structure: Yes

Features

  • Levels: Two
  • Stories: 2

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Orange County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$207$2,484
Property Taxes $34$408
Electricity $197$2,366
Total$1,702$20,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$58,354/yr
40% on housing$51,060/yr
45% on housing$45,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 32808$131
Orange County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 32808$199
Orange County$245

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$250,000
2026-03-06Listing removed$250,000
2026-01-06Listed for sale$250,000
2020-09-17Sold$147,000
2020-08-11Pending sale$147,000
2020-08-10Price change$147,000
2020-08-02Price change$144,900
2020-07-06Price change$139,900
2020-06-30Price change$144,900
2020-06-15Price change$149,900
2020-06-11Price change$151,900
2020-05-31Price change$144,900
2020-05-11Pending sale$149,999
2020-03-25Price change$149,999
2020-03-23Listed for sale$151,990
2020-03-23Pending sale$151,990
2020-03-20Listed for sale$151,990
2017-08-18Listing removed$1,195
2017-08-10Listed for rent$1,195
2015-07-29Sold$59,000
2015-05-20Pending sale$59,000
2015-05-13Listed for sale$59,000
2015-04-29Pending sale$59,000
2015-04-23Price change$59,000
2015-03-26Pending sale$49,500
2007-01-02Sold$175,000
2002-08-02Sold$86,000

For Sale by Agent

AgentNICOLE L GRAY
BrokerageUNITED REAL ESTATE GALLERY

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