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5125 Ella Ln NE, Cleveland, TN, 37312

3beds
3baths
1,700sqft
$399,900
$235price/sqft
$2,535/moest. monthly cost
$101,400/yrincome needed

About This Home

Welcome to this home in beautiful Cleveland, TN! This charming single-family home sits on flat and Fenced backyard. Featuring 1,700 sq. ft., this home offers 3 bedrooms and 3 bathrooms, providing plenty of comfort and space for the whole family. Enjoy cooking and entertaining in the modern kitchen with quartz countertops or relax on the covered back patio overlooking your private backyard. The double garage provides ample storage and convenience, while the flat yard is perfect for pets or kids. Located in center of Cleveland with shopping and dining, and minutes from I-75 Interstate. Community with sidewalks and planned amenities including a pool, a pickleball court, and basketball court, this neighborhood is designed for connection and convenience. Some Pictures are for reference purposes only.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
Cleveland Middle SchoolGrades 6-83.1 mi
7/10
Cleveland High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Walk-In Closet(s),High Ceilings
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,700
  • Total interior livable area: 1,700 sqft

Property

Details

  • Parcel number: 034f P 011.00
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 2
  • Pool features: Association
  • Patio & porch: Patio,Covered,Porch
  • Topography of land: Level

Lot

  • Lot size: 6,534 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Hail
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance $192$2,304
Property Taxes $146$1,752
Electricity $175$2,103
Total$2,535$30,420

Income You'd Need if You Spent...

35% on housing$86,914/yr
40% on housing$76,050/yr
45% on housing$67,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 37312$171
Bradley County$169

vs Homes Sold Last Month

Median $/sqft

ZIP 37312$192
Bradley County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$399,000
2026-06-27Price change$399,900
2026-05-26Price change$414,900
2026-05-12Listed for sale$424,900

New Construction

AgentSlavik Melnikov
BrokerageRE/MAX Experience

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