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2 Berwick At Whispering Pnes, High Ridge, MO, 63049

3beds
3baths
1,728sqft
$331,900
$192price/sqft
$2,295/moest. monthly cost
$91,800/yrincome needed

About This Home

Pre-Construction. To Be Built Home ready to personalize into your dream home! BASE PRICE and PHOTOS are for 3BR, 2.5BA Berwick Two Story. Pricing will vary depending on various interior/exterior selections. This home features an incredible spacious family room, perfect for entertaining! Enjoy the expansive kitchen with lots of cabinetry and available center island. This space opens to a large dining area with access to the backyard, plus you can personalize with bay windows or built in desk. Upstairs you’ll find a large master bedroom with walk-in closet and available luxury master bath, 2 secondary bedrooms, and 2nd floor laundry. The Berwick includes 2 car garage, soffits & fascia and much more! Whispering Pines is a premier new home community in High Ridge, blending versatile floor plans with scenic green spaces and everyday convenience. Enjoy peace of mind with McBride Homes’ 10 year builders warranty and incredible customer service! Display photos shown.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Wood Ridge Middle SchoolGrades 6-80.8 mi
6/10
Northwest High SchoolGrades 9-1210.4 mi

Construction

Condition

  • Property condition: To Be Built
  • New construction: Yes

Materials

  • Construction materials: Frame,Vinyl Siding

Other

  • Builder name: Mcbride Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range

Basement

  • Has basement: Yes
  • Basement: Concrete,Full

Bedroom2

  • Level: Upper
  • Area: 100
  • Dimensions: 10x10

Bedroom3

  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 144
  • Dimensions: 9x16

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 13x11

Features

  • Breakfast Room,Ceiling Fan(s),Dining/Living Room Combo,Entrance Foyer,Kitchen/Dining Room Combo,Open Floorplan,Pantry,Walk-In Closet(s)
  • Finished area above ground: 1,728

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,728
  • Total interior livable area: 1,728 sqft

Kitchen

  • Level: Main
  • Area: 160
  • Dimensions: 10x16

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Level: Upper
  • Area: 208
  • Dimensions: 13x16

Property

Details

  • Special condition: Standard

Features

  • Levels: Two

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Heat Wave
Landslide
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,678$20,136
Home Insurance *$255$3,060
Property Taxes $221$2,652
Electricity $141$1,693
Total$2,295$27,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,685/yr
40% on housing$68,850/yr
45% on housing$61,200/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 63049$135
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63049$162
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Listed for sale$331,900

New Construction

AgentPamela Chyba
BrokerageListWithFreedom.com Inc

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