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17021 Upriver Dr Lot 198, North Fort Myers, FL, 33917

1beds
1baths
504sqft
$69,900
$139price/sqft
$641/moest. monthly cost
$25,640/yrincome needed

About This Home

Maybe You've Reached the Point Where Less House Means More Life. Some people buy square footage. Others buy the view. Imagine morning coffee overlooking the canal, fishing from your private dock, boating on the Caloosahatchee River, and ending the day watching the sunset from your patio. This isn't about downsizing. It's about right-sizing your life. Whether you're retiring, working remotely, becoming an empty nester, or simply looking for a more relaxed way to enjoy Southwest Florida, this home offers something that's becoming harder to find—an affordable canal-front lifestyle. One of the reasons I bought this home wasn't just the location—it was the feeling. The peaceful canal, friendly neighbors, and relaxed pace of life made Upriver feel like home almost immediately. The only reason I'm selling is because unexpected family circumstances require me to permanently return to Canada. Otherwise, I would happily stay and continue enjoying this wonderful community. Ready When You Are: -Fully furnished. -No renovations. -No furniture shopping. - Just bring your suitcase and start enjoying Florida from day one. Recent Updates: -New shingled roof (2023) -New A/C & heating system (2024) -Updated insulation and underpinning (2023) -New private dock (2025) -New stainless steel stove, refrigerator, and microwave (2026) Features You'll Appreciate: -Oversized canal-front patio -Private dock -Screened lanai with privacy blinds, two ceiling fans, bar area, secondary refrigerator, cable connection, and TV mount -Bonus office/craft room hard-wired for internet -Three weather-resistant resin storage cabinets -Transferable flood insurance through June 2027 -Transferable plumbing protection plan -No renovations -No furniture shopping. -Just unpack... and start living. An Exciting Time to Join Upriver! Upriver is entering an exciting new chapter under new ownership. Planned community investments include waterfront improvements, enhanced landscaping, new pickleball courts, a fishing deck, kayak launch, dog park, and other amenities designed to build on the welcoming community residents already love. Monthly Resort Lease: Current monthly lease: $1,087 -Includes landscaping, garbage collection, dock maintenance, resort amenities, community activities, common area maintenance, landscaping, and ongoing community improvements. -Water averages approximately $35 per month, and electricity is typically around $100 per month for the current owner. Buyer approval by the resort is required. The photos and video show you the home. You'll have to experience the feeling for yourself.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
4/10
Riverdale High SchoolGrades 9-123.8 mi

Construction

Condition

  • Year built: 2007

Type & Style

  • Home type: MobileManufactured

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Forced air,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 504 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$46$552
Property Taxes $45$540
Electricity $197$2,366
Total$641$7,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,977/yr
40% on housing$19,230/yr
45% on housing$17,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 33917$131
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33917$204
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-03Price change$69,900
2026-05-12Listed for sale$72,103

For Sale by Owner

AgentCarey Gray

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