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9420 Wagon Trail Ln Lot 163, Plain City, OH, 43064

3beds
3baths
2,510sqft
$564,900
$225price/sqft
$3,912/moest. monthly cost
$156,480/yrincome needed

About This Home

**OPEN HOUSE SAT 8/22 12PM-5PM & SUN 8/23 12PM-4PM** This is an immaculate new 3 bed 2.5 bath home in Pioneer Crossing. The beautiful kitchen has built in stainless Whirlpool gas appliances, landen maple quill cabinets, miami vena quartz counters, finish line matte white tile wall backsplash, an upgraded alpine white composite single bowl sink with a sleek moen faucet, a large island with space for seating, gorgeous crosby blacke pendant lighting and a pantry for storage. The owners suite has a private bath with a double bowl vanity, blanco maple quartz counter, walk in dynamic beige tile shower, linen closet, enclosed toilet area and a large walk in closet. An add'l 2 beds with walk in closets, a full bath with a double bowl vanity, multi use loft and a conveniently located laundry. A casual eating space, great room with a fireplace-driftwood surround and Roxborough mantel, a versatile flex space with french doors, light filled sunroom, a planning center with a beautiful white carrara laminate counter, powder room, boot bench and a 2 car garage. A full unfinished 8' basement with rough in plumbing and an egress window. Black finishes and fixtures. Luxury vinyl plank flooring throughout the main level. Smart home features included. A short drive to everyday needs and amenities like banking, groceries, pharmacies, casual dining and medical/dental offices. This beautiful home is ready for your visit today.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Insulated Windows
  • Flooring: Laminate,Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: One
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,510
  • Total interior livable area: 2,510 sqft

Property

Details

  • Parcel number: 150007057.1770

Features

  • Levels: Two

Lot

  • Lot size: 8,276 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Winter Weather
Hail
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$161$1,932
Property Taxes $626$7,512
Electricity $269$3,230
Total$3,912$46,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,125/yr
40% on housing$117,360/yr
45% on housing$104,320/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 43064$228
Union County$280

vs Homes Sold Last Month

Median $/sqft

ZIP 43064$216
Union County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$559,900
2026-07-15Price change$564,900
2026-05-12Listed for sale$569,900

New Construction

AgentCharlene K Fairman
BrokerageThe Realty Firm

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