14 Balsam Hill Rd, Ludlow, MA, 01056
About This Home
Elegance and perfection describes this beautifully designed colonial style home. Located in a very desirable subdivision this home has so much to offer any buyer would love to call it home. Cozy and tons of bling this home sports an open floor plan , large living room with a stone gas fireplace, custom stained hardwood floors through out, a kitchen any chef would love to cook in, top notch cabinets and appliances, water fall center island for more seating, dining room with a custom door that leads to a large deck, pantry with cabinetry and floating shelves, full sized incredibly designed bath and a bedroom complete the first floor. Wander up the custom staircase to the second floor with 2 master suites and 2 good sized bedrooms all with walk in closets plus another full bath and a separate laundry. All lighting, tile, hardwood, bathrooms have been hand picked with the buyer in mind. This home has so much more then other homes in this price range. Even the garage floor is epoxied. Make your family and friends envious.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Water Heater,Oven,Dishwasher,Microwave,Range,Refrigerator,Wine Refrigerator,Vacuum System - Rough-in
- Laundry features: Flooring - Stone/Ceramic Tile,Second Floor
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bathroom1
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: First
Bathroom2
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: Second
Bathroom3
- Features: Bathroom - Full, Flooring - Stone/Ceramic Tile
- Level: Second
Bedroom2
- Features: Closet, Flooring - Hardwood
- Level: First
Bedroom3
- Features: Walk-In Closet(s), Flooring - Hardwood
- Level: Second
Bedroom4
- Features: Walk-In Closet(s), Flooring - Hardwood
- Level: Second
Bedroom5
- Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Flooring - Hardwood, Deck - Exterior, Open Floorplan, Crown Molding
- Level: Main,First
Features
- Bathroom - Full,Bathroom
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Tile,Hardwood,Flooring - Stone/Ceramic Tile
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 2,870
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,870
- Total interior livable area: 2,870 sqft
Kitchen
- Features: Flooring - Hardwood, Pantry, Countertops - Stone/Granite/Solid, Kitchen Island, Cabinets - Upgraded, Open Floorplan, Lighting - Pendant, Crown Molding
- Level: Main,First
Living Room
- Features: Closet, Flooring - Hardwood, Open Floorplan, Crown Molding
- Level: Main,First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Bathroom - Full, Walk-In Closet(s), Flooring - Hardwood
- Level: Second
Property
Details
- Zoning: r
Features
- Patio & porch: Porch,Deck - Composite
- Exterior features: Porch,Deck - Composite,Sprinkler System
Lot
- Lot size: 0.92 Acres
Parking
- Total spaces: 6
- Parking features: Attached,Garage Door Opener,Paved Drive,Off Street,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,550 | $54,600 |
| Home Insurance * | $352 | $4,224 |
| Property Taxes | $1,057 | $12,684 |
| Electricity | $565 | $6,791 |
| Total | $6,524 | $78,288 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Listed for sale | $899,900 |
| 2026-08-16 | Listing removed | $899,900 |
| 2026-08-02 | Price change | $899,900 |
| 2026-07-01 | Listed for sale | $949,900 |
| 2026-07-01 | Listing removed | $949,900 |
| 2026-05-12 | Listed for sale | $949,900 |
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