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100 Chessie Ln, Carthage, MS, 39051

3beds
2baths
1,544sqft
$274,900
$178price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

NEW CONSTRUCTION! This beautiful 3 bedroom, 2 bath split-plan home offers 2,200 sq. ft. total on a large lot with a fully-fenced backyard. Features include a spacious family room with tray ceiling, recessed lighting, built-in entertainment center, custom kitchen cabinets, granite countertops, stainless steel appliances, large primary suite with two closets, double vanity, two-car garage with storage room, and a covered rear patio. Additional upgrades include LED lighting, PEX water manifold system, and low-maintenance vinyl siding. Conveniently located in the heart of town near Walmart, churches, and Leake Central Schools. New construction opportunities like this are rare—call today to schedule your showing. Estimated completion: August 1, 2026.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
5/10
Leake Central High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Vinyl,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Oven,Stainless Steel Appliance(s),Water Softener
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Granite Counters,High Ceilings,Tray Ceiling(s),Double Vanity
  • Door features: Dead Bolt Lock(s),French Doors,Hinged Patio
  • Flooring: Vinyl,Ceramic Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Property

Details

  • Parcel number: 09111ba30.13

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Yard
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.31 Acres
  • Features: Open Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Faces Front,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Ice Storm
Winter Weather
Drought

FEMA Declared Disasters in Leake County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$260$3,120
Property Taxes $132$1,584
Electricity $192$2,304
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.6%
-2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$178This listing

vs Other Active Listings

Avg $/sqft

ZIP 39051$97
Leake County$108

vs Homes Sold Last Month

Median $/sqft

ZIP 39051
Leake County$128

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$274,900

New Construction

AgentCaleb Coleman
BrokerageCaleb Coleman Realty LLC

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