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12430 SE 143rd Ave #266, Okeechobee, FL, 34974

0beds
0baths
0sqft
$92,500
--price/sqft
$818/moest. monthly cost
$32,720/yrincome needed

About This Home

BLUE CYPRESS - Active 55+ Community living at its finest! This spacious 5th wheel with Florida Room offers plenty of living space, abundant storage, and lots of parking. Relax and enjoy the beautiful canal view with no neighbors directly across the water for added privacy and peaceful surroundings. Residents enjoy wonderful amenities including a clubhouse, pool, pickleball courts, and a 9-hole par 3 golf course. Whether you are looking for a seasonal getaway or full-time Florida living, this property is a great opportunity to enjoy the lifestyle you deserve.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
3/10
Osceola Middle SchoolGrades 6-811.6 mi
3/10
Okeechobee High SchoolGrades 9-1213.1 mi

Construction

Materials

  • Roof: Asphalt
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Oven,Washer

Basement

  • Area: 0

Features

  • Flooring: Vinyl
  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Open

Property

Details

  • Parcel number: 12538360030000002660
  • Lease amount: 0

Features

  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Strong Wind
Cold Wave
Wildfire

FEMA Declared Disasters in Okeechobee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $467$5,604
Home Insurance *$98$1,176
Property Taxes $56$672
Electricity $197$2,366
Total$818$9,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$28,045/yr
40% on housing$24,540/yr
45% on housing$21,813/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.8%
13.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34974$164
Okeechobee County$170

vs Homes Sold Last Month

Median $/sqft

ZIP 34974
Okeechobee County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Listed for sale$92,500

For Sale by Agent

AgentVicki Anderson
BrokerageANDERSON REALTY CO

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