




15 Branch Banks N, Lumberton, MS, 39455
About This Home
Tucked away within the coveted Big Bay Lake community, 15 Branch Banks is proof that luxury doesn't have to sacrifice comfort. Perfectly positioned on an expansive and beautifully manicured 0.60-acre waterfront lot, this stunning 3-bedroom, 2-bath retreat was thoughtfully designed to maximize both relaxation and entertaining while delivering the ultimate lake lifestyle. From the moment you arrive, the home's striking metal roof, welcoming curb appeal, and oversized grounds immediately set the tone for what's inside. Outdoors, the property truly shines -- offering an exceptional setting for gatherings, evenings by the water, and unforgettable weekends at the lake. The spacious screened-in porch creates the perfect place to unwind while overlooking the peaceful surroundings, while the single-slip boat dock keeps you just steps away from your next day on the water. Inside, elegance and functionality blend seamlessly. The main level showcases a beautifully designed kitchen featuring professional-grade appliances, a massive quartz island, and finishes that feel both refined and inviting. The adjoining living space delivers warmth and comfort with a cozy atmosphere that instantly makes you feel at home, while the private main-level primary suite offers convenience and tranquility after a long day on the lake. Upstairs, the home continues to impress with two generously sized guest bedrooms connected by a large double-vanity Jack-and-Jill bathroom designed to comfortably accommodate family and guests alike. One of the bedrooms is spacious enough to easily accommodate additional bunk beds alongside a queen bed, making it ideal for maximizing sleeping arrangements without sacrificing comfort. Hidden within the bunk room, you'll also discover a versatile flex space perfect for a kids' hideaway, private office, gaming nook, or additional storage. Every inch of this property was crafted with intentionality -- creating a lake home that feels equally suited for full-time living, weekend escapes, or investment potential. 15 Branch Banks delivers modern functionality, elegant finishes, exceptional outdoor living, and the kind of atmosphere that makes leaving the lake the hardest part of your day.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Raised
- Roof: Metal
- Construction materials: Masonite
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Cooling features: Central Air
Features
- Kitchen Island,High Ceilings
- Door features: French Doors
- Window features: Wood Frames
- Flooring: Vinyl,Ceramic Tile
- Number of fireplaces: 1
- Fireplace: Yes
Interior Area
- Total structure area: 1,450
- Total interior livable area: 1,450 sqft
Property
Details
- Zoning description: RES
- Other equipment: Irrigation Equipment
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Rear Porch,Side Porch,Covered
Lot
- Lot size: 0.60 Acres
- Features: Subdivision
- Lot size dimensions: .60AC
Parking
- Parking features: None,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Heat Wave
- Strong Wind
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Lamar County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,803 | $57,636 |
| Home Insurance * | $235 | $2,820 |
| Property Taxes | $498 | $5,976 |
| Electricity | $192 | $2,304 |
| Total | $5,728 | $68,736 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $925,000 |
| 2026-05-13 | Listed for sale | $950,000 |
