




5339 County Road 22, Crane Hill, AL, 35053
About This Home
Smith Lake (Rock Creek) An unheard of opportunity to purchase an almost brand new lake home on over 32 acres. If you are looking for privacy, uniqueness, and high quality finishes, you must see this! Custom built over a creek bed flowing into the lake, this home commands attention while being tucked away in a private cove. Enjoy unbelievable privacy and splendor yet in a convenient location. Over 1000 feet of deep waterfront including both parcels of land. You have multiple additional building sites on the lakeside if future development is needed. You will pass through gorgeous pasture land and a pristine wooded preserve as you arrive at your very own lake retreat. Expertly crafted and well designed, this is certainly one of a kind. You have your very own private boat launch and a covered boathouse. The best of it all! The main level has a lovely screened porch and the kitchen has a stone wall behind the range. The master bath has a a custom shower enclosure and a door leading to an outdoor tub and double shower. On the upper deck is a fireplace and terrace ideal for cool fall evenings as you overlook the deep water cove. All of this only about 30 minutes from Cullman and 10 minutes to Trident Marina and Grille by road. A paved road leads you right up to the driveway which is only used by you! Come see today!
Getting Around
Schools
Construction
Condition
- Property condition: Existing Structure
Materials
- Roof: Shingle
- Construction materials: Frame,HardiPlank Type,Drywall,Other Walls
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3.5
Features
- Flooring: Tile,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,660
- Total interior livable area: 2,660 sqft
Property
Details
- Zoning: No Zoning
Features
- Stories: 3
- Patio & porch: Covered,Covered Patio
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront Features: Shoreline(Year Round Water)
- Waterbody name: Rock Creek
Lot
- Lot size: 32.70 Acres
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Tornado
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,153 | $169,836 |
| Home Insurance * | $1,447 | $17,364 |
| Property Taxes | $489 | $5,868 |
| Electricity | $297 | $3,571 |
| Total | $16,386 | $196,632 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listed for sale | $2,799,000 |
