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74 Gresham Dr, Cookeville, TN, 38506

2beds
3baths
1,900sqft
$409,900
$216price/sqft
$2,610/moest. monthly cost
$104,400/yrincome needed

About This Home

New construction in the center of Algood, this home features 3 bedrooms 2 full baths upstairs with laundry room. 1/2 bath on main floor for convenience; Custom cabinets in kitchen with granite countertops. 1 year builders warranty will be provided.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
Algood Elementary SchoolGrades PK-40.5 mi
8/10
Algood Middle SchoolGrades PK,5-80.6 mi
8/10
Cookeville High SchoolGrades PK,9-122.0 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Brick,Vinyl Siding,Frame,Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave
  • Laundry features: Upper Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • New Floor Covering,New Paint,Ceiling Fan(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,900
  • Total interior livable area: 1,900 sqft

Property

Details

  • Parcel number: 001.08

Features

  • Levels: Two
  • Patio & porch: Porch,Covered
  • Has view: Yes
  • View description: No Water Frontage View Description
  • Water view: No Water Frontage View Description
  • Waterfront features: No Water Frontage View Description

Lot

  • Lot size: 0.52 Acres
  • Features: Corner Lot
  • Lot size dimensions: 120 x 190

Parking

  • Total spaces: 2
  • Parking features: Concrete,Garage Door Opener,Attached,Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Strong Wind
Tornado
Winter Weather
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Freezing
Severe Ice Storm
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,072$24,864
Home Insurance $200$2,400
Property Taxes $163$1,956
Electricity $175$2,103
Total$2,610$31,320

Income You'd Need if You Spent...

35% on housing$89,485/yr
40% on housing$78,300/yr
45% on housing$69,600/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 38506$183
Putnam County$167

vs Homes Sold Last Month

Median $/sqft

ZIP 38506$196
Putnam County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$399,900
2026-05-13Listed for sale$409,900

New Construction

AgentHethe Dyer
BrokerageThe Realty Firm

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