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11-17 Peck St, Providence, RI, 02903

3beds
4baths
3,576sqft
$879,000
$246price/sqft
$6,307/moest. monthly cost
$252,280/yrincome needed

About This Home

Location, Location, Location! We have a pretty rare offering located in the heart of Downtown Providence. 11 Peck St is located within the Opportunity Zone and currently has two small commercial store fronts and 7 office suites on the second floor which is prime for residential development. We have included an architects drawing and have the plans for what the loft on the second floor could be or you could scrap those plans and do something entirely different. The building could either be returned to office use, changed into a different commercial use, or could even be built up to have additional 4 floors added to the structure. For the truly creative soul you could even turn this into one of the coolest single families in Providence. The heating, electrical, roof and exterior structure of the building are in great shape. There are a host of tax credit programs available in the area and the building is ripe for redevelopment. The property is located in one of the most desirable locations in downtown Providence. Call for more information.

Getting Around

98
WalkingWalker's Paradise
78
TransitExcellent Transit
88
BikeVery Bikeable

Schools

5/10
10/10
Classical High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1920

Materials

  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,676
  • Total interior livable area: 3,576 sqft

Property

Details

  • Parcel number: 1117PECKSTPROV

Lot

  • Lot size: 1,873 sqft

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hurricane
Heat Wave
Tsunami

FEMA Declared Disasters Across Rhode Island Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,444$53,328
Home Insurance *$264$3,168
Property Taxes $871$10,452
Electricity $728$8,739
Total$6,307$75,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$216,240/yr
40% on housing$189,210/yr
45% on housing$168,186/yr

Rhode Island FAIR Plan Programs

Rhode Island Joint Reinsurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 16,029Commercial: 109
Total Premiums$36.73M
Total Exposure$6.14B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 6.7%
6.7%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 02903$320
Providence County$248

vs Homes Sold Last Month

Median $/sqft

ZIP 02903$396
Providence County$271

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$859,000
2026-06-12Price change$879,000
2026-05-13Listed for sale$899,000

For Sale by Agent

AgentGabe Francis
BrokerageLenox Realty Group

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