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601-603 Main St, Watertown, MA, 02472

5beds
2baths
2,614sqft
$1,099,900
$421price/sqft
$7,260/moest. monthly cost
$290,400/yrincome needed

About This Home

PRISTINE OVERSIZED TWO FAMILY featuring bright eat-in-kitchens, large living rooms, formal dining rooms w/built-ins', hardwood flooring throughout, natural gas heating, newer roof, large relaxing front porch, ample off street parking and more! Walk to public transportation and shops! A real find!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
Cunniff Elementary SchoolGrades PK-50.3 mi
7/10
Watertown Middle SchoolGrades 6-80.5 mi
6/10
Watertown High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Living Room,Dining Room,Kitchen
  • Window features: Insulated Windows
  • Flooring: Tile,Hardwood
  • Finished area above ground: 2,614

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 2,614
  • Total interior livable area: 2,614 sqft

Property

Details

  • Zoning: RES

Features

  • Patio & porch: Porch
  • Exterior features: Rain Gutters,Professional Landscaping

Lot

  • Lot size: 5,001 sqft
  • Features: Corner Lot,Level

Parking

  • Total spaces: 4
  • Parking features: Paved Drive,Off Street
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Massachusetts Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,561$66,732
Home Insurance *$259$3,108
Property Taxes $925$11,100
Electricity $515$6,185
Total$7,260$87,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,914/yr
40% on housing$217,800/yr
45% on housing$193,600/yr

Massachusetts FAIR Plan Programs

Massachusetts Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 213,928Commercial: 230
Total Premiums$400.85M
Total Exposure$115.57B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.6%
7.6%
0%30.0%
Electricity Growth Rate10-year average: 7.9%
7.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$421This listing

vs Other Active Listings

Avg $/sqft

ZIP 02472$441
Middlesex County$437

vs Homes Sold Last Month

Median $/sqft

ZIP 02472$480
Middlesex County$413

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-15Price change$1,099,900
2026-06-03Price change$1,149,900
2026-05-13Listed for sale$1,195,000

For Sale by Agent

AgentDave DiGregorio
BrokerageColdwell Banker Realty - Waltham

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