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2019 Oconee Bluff Dr, Athens, GA, 30601

3beds
2baths
1,510sqft
$390,009
$258price/sqft
$2,550/moest. monthly cost
$102,000/yrincome needed

About This Home

Welcome to Athens Newest 55+ Ranch Style Home Community-Ryland Park. We will be an amenity rich community including a Club House, Pool, Pickleball, Playground, sidewalks with streetlights and a large green space with walking trails. These homes include an active home owner association that includes lawn maintenance in your annual dues and we have 3rd golf cart garage options on most plans. We also have multiple floorplans and upgrade options you can choose from. Introducing the Richmond plan on lot 160-this 3-bedroom 2-bath home features an oversized primary suite with spa like bath including a double vanity with quartz countertops, tile floor, super shower and huge walk-in closet. This open concept living has family room, dining and kitchen. Kitchen features granite countertops, tile backsplash, a large island w/sink, pantry, stainless steel appliances (stove, microwave, disposal) and staggard upper- Woodmont American made cabinets. Two additional secondary bedrooms, one full bath and a laundry room complete this home. We will have the latest and greatest of selections to choose from including fresh Sherwin Williams paint colors, cabinets, quartz and granite countertops and flooring to include tile, revwood and carpet. Exteriors with brick, board and batten, shake and hardi-plank siding. All homes are feature the Jackson EMC Right choice program which provides amazing benefits and huge cost savings on your electric bill. Having a Jackson EMC Right Choice home provides homeowners with significant financial and comfort benefits, including approximately 5% lower annual energy bills, energy usage guarantees for heating and cooling, and a 1-year comfort warranty. These homes are certified to be 20-30% more energy-efficient than standard homes. The builder also includes a 1-year Quality Builders Warranty and initial termite treatment. Ask about incentives and various loan programs with our preferred lenders. All photos are stock photos of the home, amenities and floorplans (all home and community information is subject to change and is not guaranteed during the building process).

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

9/10
9/10
10/10
North Oconee High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Double Vanity,High Ceilings,Master On Main Level,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Other,Tile
  • Finished area below ground: 0
  • Finished area above ground: 1,510
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,510
  • Total interior livable area: 1,510 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 0.0

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Other
  • Waterbody name: None

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$142$1,704
Property Taxes $217$2,604
Electricity $219$2,637
Total$2,550$30,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,428/yr
40% on housing$76,500/yr
45% on housing$68,000/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.5%
5.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$258This listing

vs Other Active Listings

Avg $/sqft

ZIP 30601$194
Oconee County$242

vs Homes Sold Last Month

Median $/sqft

ZIP 30601
Oconee County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$390,009
2026-07-29Listing removed$390,009
2026-05-13Listed for sale$390,009

New Construction

AgentStephanie Moss
BrokerageHill Wood Realty

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