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2845 Middlecreek Way, Cumming, GA, 30041

4beds
3baths
2,700sqft
$589,000
$218price/sqft
$3,796/moest. monthly cost
$151,840/yrincome needed

About This Home

Welcome to one of the most beautifully updated homes in Wellstone Middlecreek, Forsyth County’s premier active adult 55+ community. Tucked away in one of the quietest and most private sections of the neighborhood, this spacious 4-bedroom, 3-bath condominium offers approximately 2,700 square feet of thoughtfully designed living space with an ideal blend of luxury, comfort, and low-maintenance living. The main level features two bedroom suites, including an oversized primary suite with spa-like bath, double vanities, whirlpool tub, separate shower, and large walk-in closet. A second main-level suite and full bath provide exceptional flexibility for guests, office space, or multi-generational living. The open-concept floorplan showcases hardwood flooring, extensive trim details, coffered ceilings, built-ins, and a spacious great room centered around a fireplace with custom built-in bookcases. The updated kitchen features new (in 2025) appliances including a gas range with built-in air fryer capability, microwave, dishwasher, and refrigerator, all remaining with the home. Additional recent improvements include plantation shutters throughout, updated lighting, refreshed interior paint, wallpaper accents, upgraded carpeting, tankless gas water heater, and epoxy-coated garage flooring. Two high-end Art TVs in the Great Room and Primary Bedroom will also remain with the home, combining premium entertainment with elegant rotating art displays. The main level also offers two additional rooms; an office located off the Great Room and a multipurpose room off the Kitchen. Upstairs offers an additional guest suite, full bath, oversized bonus room or optional 4th bedroom, plus exceptional storage rarely found in condominium living. Enjoy outdoor living from the private covered patio surrounded by mature landscaping and located just a short walk from the clubhouse, pool, fitness center, and community garden. Conveniently located near GA-400, Northside Forsyth Hospital, shopping, dining, and entertainment. Wellstone Middlecreek offers true maintenance-free living with an active social atmosphere in one of Cumming’s most desirable 55+ communities. Owners who qualify for Forsyth County’s Senior Homestead Exemption may benefit from substantially reduced property taxes, often lowering the county tax burden dramatically for homeowners age 65 and older.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

8/10
8/10
Lakeside Middle SchoolGrades 6-81.8 mi
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Cement Siding,Frame,HardiPlank Type

Type & Style

  • Home type: Condo
  • Architectural style: Craftsman,Traditional
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Range,Gas Water Heater,Microwave,Range Hood,Refrigerator,Tankless Water Heater
  • Laundry features: Main Level,Mud Room

Basement

  • Basement: None

Bedroom

  • Features: Double Master Bedroom, Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Open Concept, Seats 12+

Features

  • Beamed Ceilings,Bookcases,Coffered Ceiling(s),Crown Molding,Double Vanity,Entrance Foyer,High Ceilings 9 ft Upper,High Ceilings 10 ft Main,High Speed Internet,His and Hers Closets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Plantation Shutters
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Gas Log,Great Room,Ventless
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,700
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Features: Breakfast Bar, Cabinets Stain, Pantry Walk-In, Stone Counters, View to Family Room, Other

Master Bathroom

  • Features: Double Vanity, Separate Tub/Shower, Vaulted Ceiling(s), Whirlpool Tub

Master Bedroom

  • Features: Double Master Bedroom, Master on Main
  • Level: Double Master Bedroom, Master on Main

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Entrance

Details

  • Parcel number: 173 464
  • Attached to another structure: Yes
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: No Dock
  • Has spa: Yes
  • Spa features: Bath,None
  • Fencing: None
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 2,295 sqft
  • Features: Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,978$35,736
Home Insurance *$218$2,616
Property Taxes $338$4,056
Electricity $262$3,147
Total$3,796$45,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,148/yr
40% on housing$113,880/yr
45% on housing$101,226/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.1%
4.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 30041$225
Forsyth County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 30041$221
Forsyth County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$569,000
2026-08-04Price change$579,000
2026-06-18Price change$589,000
2026-05-14Listed for sale$599,000

For Sale by Agent

AgentJohn Dangler
BrokerageKeller Williams Realty Chattahoochee North, LLC

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