See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

944 Lakepointe Dr, Albany, KY, 42602

2beds
3baths
1,232sqft
$399,000
$324price/sqft
$2,695/moest. monthly cost
$107,800/yrincome needed

About This Home

Lake living awaits in this beautiful 2024-built home located just 3 miles from Wolf River Marina & Resort on Dale Hollow Lake. Offering 1,232 sq ft on the main level plus an additional 1,232 sq ft semi-finished lower level, this thoughtfully designed home features vaulted ceilings, casement windows, an open-concept great room, and a beautifully appointed kitchen with quartz countertops, stainless steel appliances, nice cabinetry, and eat-in bar. The split-bedroom floor plan includes a spacious primary suite with tile walk-in shower and dual closets, guest bedroom, full bath, laundry area, and attached 2-car garage. Front and rear porches provide ideal outdoor living space. The lower level offers a full bath, storage/mechanical/storm room (plumbed for utility sink) w/d hook up, and a large open area for additional sleeping, recreation, or office space with double-door backyard access. Minor finishing touches remain. Skip the hassle of building and enjoy upscale lake-area living today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Albany Elementary SchoolGrades 1-45.3 mi
5/10
5/10

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Electric Range,Microwave,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access,Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,232
  • Total interior livable area: 1,232 sqft

Property

Details

  • Parcel number: 055.12

Features

  • Patio & porch: Porch,Deck

Lot

  • Lot size: 1.64 Acres
  • Features: Wooded,Cleared
  • Lot size dimensions: 1.635

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Lightning
Strong Wind
Tornado
Winter Weather
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$385$4,620
Property Taxes $139$1,668
Electricity $154$1,850
Total$2,695$32,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,400/yr
40% on housing$80,850/yr
45% on housing$71,866/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: -1.4%
-1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 42602$301
Clinton County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 42602
Clinton County$97

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Listed for sale$399,000

For Sale by Agent

AgentKelly Latham
BrokerageRE/MAX COUNTRY LIVING, LLC

Similar Homes