38 Westerlo Street # 1, Albany, NY, 12202
About This Home
Positioned within a stately circa-1866 brick townhouse in Albany's Historic Pastures neighborhood, this first-floor condominium offers a rare blend of historic character, convenience, and low-maintenance living less than one mile from the New York State Capitol and Empire State Plaza. Recently refreshed, the interior features new paint in a neutral color palette, brand-new carpeting, and a newly installed dishwasher. The spacious floorplan includes an oversized primary bedroom and an expansive combined living and dining area ideal for both everyday living and entertaining. The kitchen offers ample cabinet space and features a pass-through opening overlooking the living and dining area, creating a more open and connected feel throughout the main living spaces. The property also includes two dedicated off-street parking spaces. Surrounded by classic architecture and moments from downtown Albany employers, restaurants, waterfront attractions, and major conveniences, this residence presents an exceptional opportunity to own within one of Albany's most distinctive historic neighborhoods.
Getting Around
Very Walkable
Good Transit
Very BikeableSchools
Construction
Condition
- Year built: 1866
Materials
- Construction materials: Brick
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Vinyl,Carpet
- Finished area below ground: 0
- Finished area above ground: 558
Heating & Cooling
- Heating features: Baseboard,Electric
- Cooling features: None
Interior Area
- Total structure area: 558
- Total interior livable area: 558 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 010100 76.58125.10
- Special condition: Estate
Features
- Patio & porch: Deck
- Exterior features: None
- Fencing: None
Parking
- Total spaces: 2
- Parking features: Off Street
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Albany County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $500 | $6,000 |
| Home Insurance * | $69 | $828 |
| Property Taxes | $140 | $1,680 |
| Electricity | $246 | $2,954 |
| Total | $955 | $11,460 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $99,000 |
| 2026-06-19 | Price change | $104,900 |
| 2026-05-13 | Listed for sale | $109,500 |
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