See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2223 E River Rd, Fork Union, VA, 23055

3beds
2baths
1,600sqft
$434,950
$272price/sqft
$2,816/moest. monthly cost
$112,640/yrincome needed

About This Home

Welcome to 2223 E River Road in lovely Fluvanna County. Known as "The Dillwyn I" this home is currently being built and is nicely situated on a 4.90 acre lot. The home is 1600 square feet with 3 bedrooms, 2 full bathrooms, an attached 2 car garage, and has access to FIREFLY & STARLINK HIGH SPEED INTERNET. The main living area includes an open floor plan with luxury vinyl plank floors and flush mount LED lighting. Within the kitchen you'll notice a large island, granite counter tops, stainless steel appliances, pantry, & tons of storage space in the custom built cabinetry. The primary bedroom is located on the opposite side of the home from the other 2 bedrooms and offers an attached full bath with a double vanity, large shower, as well as a 7' x 12' walk-in closet. Other quality features include double hung windows, dimensional shingles, and a conditioned crawl space to name a few. Outside there is a concrete sidewalk leading to the covered front porch (8' x 22'), and a 12' x 12' rear deck. The land is made up of mature woodlands, a gentle incline to the homesite, and has no restrictions. This is a great property to have privacy, recreate, live, and get away from it all. EST. COMPLETION: July/August. Plans, specs & plat are in the MLS. No selections remain. SELLER CLOSING COST CREDIT OF $7,500 WITH USE OF PREFERRED LENDER & ATTORNEY. Thanks for visiting, we hope you call it HOME!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
Carrysbrook ElementaryGrades 3-43.8 mi
6/10
Fluvanna MiddleGrades 5-75.3 mi
5/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Drywall,Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooking,Electric Water Heater,Microwave,Stove
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: First
  • Dimensions: 11.1 x 11.7

Bedroom3

  • Level: First
  • Dimensions: 11.3 x 13.11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Dimensions: 14.9 x 11.2

Features

  • Bedroom on Main Level,Ceiling Fan(s),Dining Area,Double Vanity,Eat-in Kitchen,Granite Counters,High Ceilings,Kitchen Island,Bath in Primary Bedroom,Main Level Primary,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Screens,Thermal Windows
  • Flooring: Vinyl
  • Attic: Access Only
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: First
  • Dimensions: 14.9 x 11.2

Laundry

  • Level: First
  • Dimensions: 6.0 x 8.8

Living Room

  • Level: First
  • Dimensions: 17.1 x 19.6

Master Bedroom

  • Level: First
  • Dimensions: 12.8 x 15.6

Other

  • Level: First

Property

Details

  • Parcel number: 53A54A1
  • Special condition: Corporate Listing

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Front Porch,Deck,Porch
  • Exterior features: Deck,Porch,Unpaved Driveway
  • Topography of land: Level

Lot

  • Lot size: 4.90 Acres
  • Features: Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Garage Faces Rear,Garage Faces Side,Unpaved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Drought
Earthquake
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,199$26,388
Home Insurance *$180$2,160
Property Taxes $235$2,820
Electricity $202$2,433
Total$2,816$33,792
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,548/yr
40% on housing$84,480/yr
45% on housing$75,093/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 23055$116
Fluvanna County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 23055$156
Fluvanna County$212

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Price change$434,950
2026-06-01Price change$439,950
2026-05-13Listed for sale$449,950

New Construction

AgentStoney Marshall
BrokerageHometown Realty Services Inc

Similar Homes