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143 Broad St, Gilbertown, AL, 36908

3beds
2baths
0sqft
$210,000
--price/sqft
$1,399/moest. monthly cost
$55,960/yrincome needed

About This Home

This beautifully updated home offers the perfect mix of comfort, character, and country charm! From the moment you arrive, you'll love the inviting curb appeal, mature shade trees, and peaceful setting. Inside, you'll find :spacious living areas with updated flooring, stunning brick fireplace with built-in cabinetry, large kitchen with abundant cabinet space, beautifully remodeled bathroom with modern finishes, cozy bedrooms with plenty of natural light, neutral colors throughout - ready for your personal touch! The home also features a covered carport, relaxing outdoor space, and a layout perfect for both everyday living and entertaining guests. Whether you're looking for your first home, a family home, or simply more space to enjoy, this one is a must-see!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

3/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Asphalt
  • Construction materials: Masonry - Brick,Brick Siding

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Microwave,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Electric,Zoned,Heat Pump
  • Cooling features: Central,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Pass-Through,Wood Counters

Property

Details

  • Lease amount: 0

Features

  • Stories: 1

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Cold Wave
Strong Wind
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Alabama Counties

Flood
Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$67$804
Property Taxes $31$372
Electricity $240$2,881
Total$1,399$16,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,965/yr
40% on housing$41,970/yr
45% on housing$37,306/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 36908$125
Choctaw County$114

vs Homes Sold Last Month

Median $/sqft

ZIP 36908
Choctaw County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Price change$210,000
2026-06-22Price change$220,000
2026-05-27Price change$230,000
2026-05-13Listed for sale$240,000

For Sale by Agent

AgentKristin Skinner
BrokerageVillage Properties

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