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3019 Adirondack Rd, Centralia, IL, 62801

1beds
1baths
2,104sqft
$1,490,000
$708price/sqft
$12,446/moest. monthly cost
$497,840/yrincome needed

About This Home

Discover a rare lakefront retreat offering the perfect blend of relaxation, entertainment, and opportunity. Situated on approximately 6.5 scenic acres, this unique property features a fully equipped winery, breathtaking water views, and endless amenities designed for both personal enjoyment and hosting guests. The property includes an inviting in-ground pool, a charming one-bedroom cottage, and a separate one-bedroom bungalow - ideal for guests, short-term rentals, or private retreats. Outdoor living shines with a spacious bar and grille area, abundant seating, and picturesque surroundings perfect for gatherings, events, or peaceful evenings by the lake. Enjoy direct lake access with two private boat docks, making boating and fishing easily accessible right from your property. Winding trails throughout the acreage create a tranquil setting for exploring nature and enjoying the outdoors. Additional highlights include covered parking, wine-making equipment, and a dedicated wine cellar, making this an exceptional opportunity for winery operations, entertaining, vacation rentals, or a one-of-a-kind private estate. Whether you're seeking a serene getaway, an income-producing property, or an entertainer's dream, this extraordinary lakefront destination delivers unmatched charm and versatility. Listed under appraised value!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

6/10
Racoon Grade SchoolGrades PK-82.7 mi
4/10

Construction

Materials

  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar,Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,104
  • Total interior livable area: 2,104 sqft

Kitchen

  • Level: Main
  • Area: 231
  • Dimensions: 11X21

Living Room

  • Level: Main
  • Area: 551
  • Dimensions: 29X19

Master Bedroom

  • Level: Second
  • Area: 660
  • Dimensions: 22X30

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1505401060
  • Special condition: None

Features

  • Stories: 2
  • Has view: Yes
  • View description: Front of Property
  • Has water view: Yes
  • Water view: Front of Property
  • On waterfront: Yes

Lot

  • Lot size: 6 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Strong Wind
Winter Weather
Hail
Inland Flooding
Lightning
Tornado

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,534$90,408
Home Insurance *$2,839$34,068
Property Taxes $1,912$22,944
Electricity $161$1,941
Total$12,446$149,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$426,720/yr
40% on housing$373,380/yr
45% on housing$331,893/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$708This listing

vs Other Active Listings

Avg $/sqft

ZIP 62801$72
Marion County$84

vs Homes Sold Last Month

Median $/sqft

ZIP 62801$74
Marion County$74

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-15Listed for sale$1,490,000

For Sale by Agent

AgentJAMES SWARTZLANDER
BrokerageMIDWEST FARM & LAND

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