See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3

3415 Timber Ridge Ln, Jefferson City, MO, 65109

2beds
3baths
1,862sqft
$599,900
$322price/sqft
$3,944/moest. monthly cost
$157,760/yrincome needed

About This Home

Located in Jefferson City's first gated townhome community, this luxury residence blends security, sophistication, and simplicity into a lifestyle designed for those who value quality, comfort, and ease. Thoughtfully designed with main level living, this elegant townhome offers 2 bedrooms on the main level, soaring ceilings, and an open-concept floorplan filled with natural light. The stunning luxury kitchen features quartz countertops, premium cabinetry, a spacious pantry, and upscale finishes that create both beauty and functionality. The inviting living room is centered around a beautiful fireplace and flows seamlessly into the sunroom, offering additional living space to relax and unwind. The oversized two-car garage provides room for both vehicles plus a golf cart and is pre-wired for an electric vehicle charger. Smart home features include app-controlled lighting, climate, door locks, blinds, and garage doors, along with a main water shut-off monitoring system for added peace of mind. Step outside to enjoy the fenced backyard without the hassle of exterior maintenance -- the association handles lawn care and snow removal, allowing for truly low-maintenance living. Planned community amenities are designed to elevate everyday living and include an appointed clubhouse with kitchen and gathering spaces, a heated swimming pool, pickleball court, sidewalks, weight room, and direct sidewalk access to the Jefferson City Greenway. Conveniently located in central west Jefferson City, this exceptional community offers luxury living with the perfect blend of convenience, technology, and lifestyle.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

6/10
South Elementary SchoolGrades K-53.5 mi
8/10
5/10
Capital City High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Brick,Stone,Other

Other

  • Builder name: John Farrer

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Humidifier,Range Hood,Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None,Slab

Bedroom2

  • Level: Main
  • Area: 133.8464
  • Dimensions: 12.08 x 11.08

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 129.9514
  • Dimensions: 12.58 x 10.33

Features

  • Pantry,Walk-In Closet(s)
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,862

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,862
  • Total interior livable area: 1,862 sqft

Kitchen

  • Level: Main
  • Area: 125.8
  • Dimensions: 10 x 12.58

Laundry

  • Level: Main
  • Area: 70.125
  • Dimensions: 8.5 x 8.25

Living Room

  • Level: Main
  • Area: 306.8186
  • Dimensions: 15.67 x 19.58

Other

  • Level: Main
  • Area: 55.6875
  • Dimensions: 8.25 x 6.75

Primary Bedroom

  • Level: Main
  • Area: 132.96
  • Dimensions: 11.08 x 12

Property

Features

  • Levels: One
  • Fencing: Fenced

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$405$4,860
Property Taxes $364$4,368
Electricity $142$1,706
Total$3,944$47,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,222/yr
40% on housing$118,320/yr
45% on housing$105,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.7%
-0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$322This listing

vs Other Active Listings

Avg $/sqft

ZIP 65109$147
Cole County$139

vs Homes Sold Last Month

Median $/sqft

ZIP 65109$143
Cole County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$599,900

New Construction

AgentAshley Pederson Team
BrokeragePromo Realty LLC

Similar Homes