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485 Lupine Ln, Altoona, WI, 54720

3beds
2baths
1,216sqft
$69,900
$57price/sqft
$623/moest. monthly cost
$24,920/yrincome needed

About This Home

Special Promotion: 6 Months Free Lot Rent! (Valid on signed purchase agreements by August 30, 2026) 485 Lupine Ln, Altoona, WI 54720 Price: $69,900 | Lot Rent: $460/mo (Includes Water & Trash!) Layout: 3 Bedrooms / 2 Bathrooms | 2024 Move-In Ready Model Stop renting and start owning! This move-in ready 2024 home at Hillcrest Estates delivers modern, low-maintenance living just minutes from Eau Claire shopping, dining, and top schools. Home Highlights: • Bright Open-Concept Layout: Seamless transition between living room and kitchen • Modern Chef's Kitchen: Spacious island seating, stylish wood-grain cabinetry & black appliances • Private Primary Suite: Quiet retreat with full ensuite bath • Modern Wood-Plank Flooring: Clean, durable, and easy to maintain throughout • Move-In Ready: Clean neutral finishes, ready for your personal touch Peaceful Community Living: • Owner-Occupied Neighborhood: Safe, quiet community (for sale only; no subletting/rentals) • Affordable Utilities: $460/mo lot rent covers water and trash service! • Simple Background & Credit Check: Fair housing community for all residents 18+ Take the Next Step: Calculate Your Payment: Visit our website to use our online payment estimator! WI Manufactured Home Dealer #1421921 | Home must remain in community.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
6/10
Altoona Middle SchoolGrades 6-81.2 mi
7/10
Altoona High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2024

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Refrigerator,Oven

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area above ground: 0

Heating

  • Heating features: Has Heating (Unspecified Type)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,216 sqft

Kitchen

  • Features: Open

Property

Details

  • On leased land: Yes
  • Lease amount: 460

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Heat Wave
Ice Storm

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $353$4,236
Home Insurance *$26$312
Property Taxes $73$876
Electricity $171$2,054
Total$623$7,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$21,360/yr
40% on housing$18,690/yr
45% on housing$16,613/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$57This listing

vs Other Active Listings

Avg $/sqft

ZIP 54720$171
Eau Claire County$190

vs Homes Sold Last Month

Median $/sqft

ZIP 54720$163
Eau Claire County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Price change$69,900
2026-08-04Price change$77,900
2026-07-27Price change$69,900
2026-05-13Listed for sale$77,900

For Sale by Agent

AgentJae Cho
BrokerageSt Paul Asset Management

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