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489 Cremini Loop SE #7, Lacey, WA, 98513

5beds
3baths
2,535sqft
$664,995
$262price/sqft
$4,134/moest. monthly cost
$165,360/yrincome needed

About This Home

** HOME of THE WEEK - REFRIGERATOR INCLUDED ** Morel Meadows by D.R. Horton proudly introduces new homes to the Lacey area! In tribute to the land’s history as a mushroom farm, you will notice fun, thoughtfully inspired street names throughout the community. The BALLARD floor plan offers exceptional space and flexibility with 5 bedrooms, including a convenient main level bedroom, plus an open loft upstairs that works perfectly as a second living area, media space, or home office. The home features durable hard surface flooring throughout the main level, paint-grade cabinetry, stainless steel appliances, and beautiful quartz countertops. Additional highlights include energy-efficient heating and cooling with a heat pump and air conditioning, modern smart home technology, and the peace of mind of a 10-year limited warranty. Morel Meadows is surrounded by open spaces and mature trees, creating a welcoming neighborhood environment. Directly across the street is the Regional Athletic Complex (RAC), offering a wide variety of recreational opportunities including baseball fields, basketball courts, walking trails, and outdoor gathering spaces. They also have extra EV charging for guests in their parking lot! Enjoy an incredibly convenient location just minutes from I-5, JBLM, shopping, dining, and everyday amenities including Costco nearby. *** Ask about our $20,000 buyer bonus with our preferred lender for qualified buyers ***

Getting Around

24
WalkingCar-Dependent
35
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

4/10
5/10
Nisqually Middle SchoolGrades 6-80.3 mi
4/10
River Ridge High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Very Good
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Cement Plank

Notable Dates

  • Major remodel year: 2026

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove(s)/Range(s),Dishwasher(s),Garbage Disposal,Microwave(s),Water Heater: Electric Hybrid,Water Heater Location: 2-floor

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bathroom Three Quarter

  • Level: Main

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Loft
  • Flooring: Laminate,Vinyl,Carpet

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: 90%+ High Efficiency,Forced Air,Heat Pump,HRV/ERV System,Electric
  • Cooling features: 90%+ High Efficiency,Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,535
  • Total interior livable area: 2,535 sqft

Kitchen With Eating Space

  • Level: Main

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 11823430007
  • Zoning description: Jurisdiction: City
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dining Room,Loft,SMART Wired,Walk-In Closet(s),Water Heater

Lot

  • Lot size: 3,998 sqft
  • Features: Adjacent to Public Land,Curbs,Open Lot,Paved,Sidewalk,Athletic Court,Cable TV,Dog Run,Electric Car Charging,Fenced-Partially,High Speed Internet,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$145$1,740
Property Taxes $454$5,448
Electricity $173$2,080
Total$4,134$49,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,737/yr
40% on housing$124,020/yr
45% on housing$110,240/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 98513$291
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98513$317
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$674,995
2026-08-04Price change$674,995
2026-07-09Price change$664,995
2026-05-14Listed for sale$679,995

New Construction

AgentShane Elliott
BrokerageD.R. Horton

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